Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

very efficient

quick decision no waiting for your,e money and very competative rates will be my first choice next time i need a loan Reviewed on: 30th May 2017

zopa the best

Lowest interest rate, fast, easy and secure. Always happy to help Reviewed on: 30th May 2017

Simple easy and effective

Needed money more home improvements. very simple and clear with applying for the loan and payments clear and straight forward, no hidden surprises. excellent rates was the icing on the cake! Reviewed on: 30th May 2017

Quick and easy.

Easy process to apply . Loan approved quickly and with no issues. Great website which has all the information you need plus easy to log in to your account afterwards. Definitely recommend Reviewed on: 30th May 2017

Happy customer

Very easy to follow website and easy to set up. Also offered a variety of options for what I required, which was very useful. No cold callers or hassle after I got my loan. Would definitely recommend to anyone looking for a loan. Reviewed on: 30th May 2017

Quick and easy! No messing around

I was able to take out a loan with simplicity! I could just send my documents across without having to post things like with other companies. I had my loan within a few days. Reviewed on: 30th May 2017

lowest rates

It's been an enjoyable experience been with this company very professional Reviewed on: 30th May 2017

Simple and fair

Great experience when I needed a loan for a new boiler. The Zopa site was easy to access, easy to apply and it took a few moments to confirm approval. Would thoroughly recommend. Reviewed on: 30th May 2017

Easy to use and fantastic rates

Application process was very simple and easy to set up with fantastic rates compared to numerous other lenders Reviewed on: 30th May 2017

Quick, easy, brilliant

Very easy to follow instructions and apply for, with a quick response time. The money was in my bank before I knew it Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home Loan (discontinued)
from Firth Finance (inactive company) 4.56 from 37 reviews
Personal Loan
from TSB 3.68 from 22 reviews
Loans
from TM Advances 3.81 from 1 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub