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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great lender

Easy and simple process. Would happily recommend to all Reviewed on: 21st December 2016

you are the best

quick, reliable and fair. easy to apply. Reviewed on: 21st December 2016

Quick, affordable and secure

Needed a small loan to buy a decent car rather than buying bangers every year. Zopa was amazing and easy to apply for. The return rate was brilliant. I've recommended Zopa many times. Reviewed on: 21st December 2016

Excellent

Online process: fast, no hassle, quick and all completed in a short time. Highly recommend this service provider. Reviewed on: 21st December 2016

Customer focused

Zopa were friendly, reliable and customer focused. They will be my 'go to' for my next loan. Reviewed on: 21st December 2016

Loan Review

Reasonable, efficient and reliable lender. Reviewed on: 21st December 2016

Good rates excellent customer service good online access prompt payment - all in all first rate company

Was able to have loan approved and in my account in 72 hours from start online - really easy steps to follow online and good rates followed by excellent customer service to process loan request - really satisfied with service provision Reviewed on: 21st December 2016

Reasonable rates, simple to apply, less of a dent on my credit rating.

I was worried about affecting my credit rating by applying to banks for a loan to consolidate credit cards. Not only did a Zopa loan alleviate this worry, it offered me a better interest rate than most banks. Setting up the loan was quick, easy and there was no penalty when I paid off the loan early. Overall - Excellent, no nonsense service. Reviewed on: 21st December 2016

Best, fast process and safe.

Best loan website, fast and efficient service. Low interest and good communication. Reviewed on: 21st December 2016

Great service

Excellent service. Quick and easy to deal with and would highly recommend to anyone. Reviewed on: 21st December 2016

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