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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great Service and Product

Applied for a Zopa loan to refinance 2 existing loans which were with a high street bank. Zopa's process was quick, easy and the staff were very helpful and professional. I got a good rate which was half of what I was already paying and will save me in excess of £5000. Great service and would recommend to anyone Reviewed on: 30th May 2017

Excellent

Very quick and easy online process. Excellent interest rates and as I was told the money was in my account within 3 working days. Definitely would use again and recommend to anyone. Reviewed on: 30th May 2017

Fast, practical, simple.

Completing the loan application was very simple. A decision was made quickly. The loan was received without delay. Reviewed on: 30th May 2017

Loan

Low rate. Good online service. Quick and easy to use online. Reviewed on: 30th May 2017

Zupa Zopa

No hassle application with amazing rates. Extremely friendly and helpful staff. Will certainly be using them again this year Reviewed on: 30th May 2017

Easy to use

Quick simple fast. Would def recommend Reviewed on: 30th May 2017

First-class personal loan provider

Zopa is my first choice personal loan provider. It provides a smooth, no-hassle experience and excellent customer service. Reviewed on: 30th May 2017

Recommend to everyone

Brill would recommended to everyone very helpfull nice to do online and no appointments to a tend Reviewed on: 30th May 2017

Fast Efficient Service

I could not believe how quick and stress free the loan process was. Easy to manage online as well. Customer contact staff were very friendly and efficient Reviewed on: 30th May 2017

Easiest loan ever

Very simple and easy. No fuss and very straightforward Reviewed on: 30th May 2017

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