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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa loan King

A good experience from start to finish Reviewed on: 30th May 2017

Zooperb

Fantastic and easy manageable experience with easy to use online service, zopa are very fast and reliable with everything Reviewed on: 30th May 2017

loan-in-hurry

Unexpectedly I needed some money after checking other companies Zopa seemed the best option which proved right in 2/3 days the money was on my bank. Reviewed on: 30th May 2017

Very good an simple way to borrow

I applied online after seeing a ad for zopa. 6k at 3.8% apr over 48m which was great simple online form only took a few days so far so good would use again an didnt effect credit rating.. Reviewed on: 30th May 2017

Impressive response

Was amazed how quick the process was and very helpful indeed I'm definitely impressed by zopa thank you for your time and help Reviewed on: 30th May 2017

Quick, easy to use and straightforward process

The application and approval process was quick, T&C clear and the transfer of money was fast. Overall would highly recommend Zopa Reviewed on: 30th May 2017

Hassle free great experience

Very easy hassle free experience. No problem whatsoever and very flexible in terms of changing payment dates etc. Definitely recommend them Reviewed on: 30th May 2017

EASY APPLICATION PROCESS

from start to finish from application to receiving my funds was seamless the interest rate will not be beaten. will use again and recommend to anyone. Reviewed on: 30th May 2017

Oh wow so cheap

It took about a week to get the loan , cos of the checks they did , didn't mind that cos I feel safe that if someone was to try to get a loan in my name it will not be with these guys , thank you for checking all the way guys . The % is amazing don't know how they can do it that low not that am complaining definitely recommend to anyone . Reviewed on: 30th May 2017

Great fast service

Great fast service with good interest rates would definitely recommend Reviewed on: 30th May 2017

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