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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Fast efficient

I contacted zopa about a loan having tried a few places and found them fast and efficient with the best rate as well Reviewed on: 20th December 2016

excellent service

able to pay back loan early and the reply on application is very prompt and reliable. Reviewed on: 20th December 2016

Great rate, great transaction.

Straightforward, fast decision and processing. Would recommend. Reviewed on: 20th December 2016

Excellent after service very fast decision

I was really surprised with the excellent service before during and after sale Reviewed on: 20th December 2016

Very good deal

Saved over £2000 with getting a loan from Zopa instead of the car finance Reviewed on: 20th December 2016

All loan expectations fulfilled.

Clear concise advice enabling customers to make straightforward loan decisions. Reviewed on: 20th December 2016

Speedy, easy, wuick decission

Were easy to access, instant decision. Reviewed on: 20th December 2016

They just accepted me with no checks at all

Zopa lent me money without checking anything other than my credit history and asking he bare minimum of questions. They're fantastic, not at all like my bank who wanted to check I could really pay back the loan. I'd totally recommend Zopa to Greece or anyone else looking to take out a loan with minimum questions asked. Reviewed on: 20th December 2016

Realistic & fair repayments.

Quick to respond. Straight forward application with efficiency. Can be apllied for online without delay or by telephone. Repayment periods convenient & affordable. Not penalised for requiring extra funds at short notice by crippling interest rates. If in need in future I would use again. Reviewed on: 20th December 2016

friendly, fast, no messing company,

I have used Zopa for many years, and found the whole experience, very easy to organise, for my car loan, always on time so it all goes smoothly, takes the stress away, on dealings setting up the loan so simple, and very, very, helpful, and friendly on the other end of phone, At the moment I am thinking on investing money in addition the rates are fantastic , and a company I trust, fully recommend. . Reviewed on: 20th December 2016

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