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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast and Reliable

Zopa has always been a shoulder to lean on in one word! Always a yes to all personal loans. Highly reliable. I love them! Reviewed on: 30th May 2017

Good Service and unbeatablke rates

Just a pleasure to deal with no problems at all everything clear and concise Reviewed on: 30th May 2017

Absolutely Superb!

Zopa is very impressive! The initial loan application is very simple with everything being conducted online. The interest rates are fantastic and the loan itself was transferred in next to no time. In my experience, Zopa is the quickest and most competitive on the market. If ever I need another loan, I know where to go :) Reviewed on: 30th May 2017

zopas the best

i needed a loan for a car at the time. and its the easiest and best offer anywhere. excellent service. and excellent care. Reviewed on: 30th May 2017

Great quick and easy service

Need a quick loan set up, applied 6pm Tuesday night money was in my bank by Wednesday midday, online portal easy to track payments and edit payment plan as well. Highly recommend Reviewed on: 30th May 2017

Zopa loan rocks!!!

I have applied for the Zopa Loan was very easy to follow all the steps, with just a few questions and regular checks and the funds have just been transferred to my personal account the next working day...easy as that...would definitelly recommend Zopa loan to all my family and friends and keep up the great job...Zopa you are the best loan provider ever...smashing!!! Reviewed on: 30th May 2017

Great service

Excellent , fast, friendly service Reviewed on: 30th May 2017

Simply great to work with

A great way for me to borrow money with a low interest rate , and easy to apply for with the best customer service Reviewed on: 30th May 2017

happy with the service I have received

I have used Zopa many times and I am very happy with the service I have received Reviewed on: 30th May 2017

So easy to use

Very easy to navigate and get good rates Reviewed on: 30th May 2017

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