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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

excellent quick service

Excellent service all round with common sense decision making. Reviewed on: 21st December 2016

Reasonable Apr, quick and easy to apply and in my bank in 3 days HAPPY ME

5 stars, start to finish, 100% HAPPY & would recommend to anyone who asked or talked about loans Reviewed on: 20th December 2016

Life changing

A friend recommended me I was amazed customer service ace,I like the whole idea of ordinary people helping other people who are in need. I was left alone with two children and Zopa helped me get my live back. Reviewed on: 20th December 2016

Quick and reasonable rates

I have two loans with Zopa. They are very good and helped me when others wouldnt and the interest rates were better Reviewed on: 20th December 2016

Loan application

The online application was easy and straight forward. Forwarding of any additional information was also easy to do. The staff were professional and very helpful and the whole process took 2 days to complete, with the money in my account on the 3rd. Reviewed on: 20th December 2016

Quick, simple and easy to manage

Customer service from Zopa is great. Simple search function for the best option (length and amount). Quick decision and easy debit order put in place to ensure I am managing repayments. I also have the option to pay my loan off in larger amounts should I have additional cash to pay toward it. Reviewed on: 20th December 2016

Easy to apply quick decision a pleasure to do business with

I found the whole process painless and stress free - everything was done online- I did have a few questions and so called - the staff were friendly and helpful - all in all 100% recommended Reviewed on: 20th December 2016

Easy to apply competitive rates

It was easy to apply for quick and good rates Reviewed on: 20th December 2016

The whole process was simple and very quick, I wouldn't hesitate to recommend you to others! Good luck!

The whole process was excellent, forms were easy to complete and all correspondence was received in a timely manner. Thanks for everything you deserve recognition! Reviewed on: 20th December 2016

Awesome fast and great rate..

I used my loan to consolidate my credit cards and enjoy a wonderful wedding to my lovely wife... Reviewed on: 20th December 2016

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