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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

easy, hassle free process which enabled me to consolidate other debts

Stress free process enabling me to consolidate other debts. Have recommended to friends who are considering loans. Reviewed on: 30th May 2017

Easy, quick and trustworthy!

I applied for a Zopa Loan last year to tide me over until pay day. The loan was processed very quickly and paid into my account within 3 days. Repayments have been a breeze. With monthly direct debits making it easy and I have also been able to make extra repayments at no extra charge! Could not fault this loan provider at all based on my personal experience. Their website is also very smooth and easy to use. And getting a quote doesn't affect your credit rating! Would recommend to pretty much everybody, as Zopa bases their loans on circumstances and give you an amazing offer. Thanks Zopa! Reviewed on: 30th May 2017

Easy loan with a great rate

The application process was easy and quick, with the best rate around. Reviewed on: 30th May 2017

Zopa website

The website for zopa is great you can keep track of your loan/loans, change the direct debit date and make extra payments Reviewed on: 30th May 2017

Excellent and efficient service

Really easy to apply, and fast to get a response. Great rates too! Reviewed on: 30th May 2017

The right choice.

Have had a great service from Zopa, they are very good at helping with anything you need A+++ Reviewed on: 30th May 2017

good quick service

good quick service, excellent rates and the ability to pay off loan earl without any penalties-excellent! Reviewed on: 30th May 2017

Fast Personal Loans

I wanted a personal loan and Zopa had very reasonable interest rates. I got accepted and the money was in my bank in 48 hours. Perfect. Reviewed on: 30th May 2017

Perfect for me.

Really quick and easy to get your head around. Breaks the loan down for you so you know exactly how much you'll need to pay each month. And best of all is the fixed low interest rate and you get your money within 3 days. Reviewed on: 30th May 2017

Great service

I applied for a loan on a Friday afternoon before a bank holiday weekend. I submitted my payslip and current account statement, was accepted and got the money the following Thursday. Great service. Reviewed on: 30th May 2017

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