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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Great easy friendly service

Taking out a loan with Zopa was fast and easy with affordable monthly repayments Reviewed on: 20th December 2016

Great service

It was very good and smooth service with no problems at all Reviewed on: 20th December 2016

Great - does exactly what it says

So helpful and would definitely use again Reviewed on: 20th December 2016

Thank you!

The first mini check is so user friendly and you can find out before you start a full check which let you know if you will be declined before actually completing a full comprehensive check! Reviewed on: 20th December 2016

Excellent provider

Would happily recommend Zopa to anyone. The whole application process was simple and straightforward Reviewed on: 20th December 2016

easy, fast and great rates

Taking out the loan is simple, apply online, accept the offer and bang the money is in your account before you know it. It was also the best rate around. Reviewed on: 20th December 2016

loan

Very very good service great rates would recommend to family and friends many thanks Reviewed on: 20th December 2016

Fast easy and friendly loan company

Zopa had the best rates available to me and my first loan was approved and in my bank within a week all done online with no phone calls. Then I checked my rates and zopa gave me a better deal with lower interest rates this was approved the same day and in my bank in three days. I then paid my old loan off with no early repayment charge. Reviewed on: 20th December 2016

Fast, no fuss, reasonable rates.

Low interest rate appealed to me. Service was quick. Process was easy. Staff were knowledgeable and friendly. I would definitely recommend. Reviewed on: 20th December 2016

Excellent service

Zopa have been excellent and have had a very professional service Reviewed on: 20th December 2016

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