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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Qiuck and no problem

My loan were set up quick as they say at the website,few clicks and 3 working days later money came to my account.Im very pleased... Reviewed on: 30th May 2017

Brilliant

Used zopa twice brilliant both times no hassle would definetly recomend Reviewed on: 30th May 2017

Great service

Great company brilliant customer service Reviewed on: 30th May 2017

Simple, fair and cost effective

Needed a cost effective loan quickly, the process couldn't have been any easier. Reviewed on: 30th May 2017

Thumbs up!

The application was easy to understand and a straight forward process. Didn't take long at all to complete the online form. I borrowed around Christmas time and the money was in my account within a few days. Paying back has been affordable to do so. I would recommend Zopa to anyone who is in need of quick cash and easy service. Reviewed on: 30th May 2017

Excellent procudure

Very simple process, good communication, great rates....what's not to like? Reviewed on: 30th May 2017

Easy to get approved

Very easy and quick process Would be even better without fees which I think are quite high!! Other than that brilliant Reviewed on: 30th May 2017

Brilliant loan service

I Have borrowed money with Zopa and invested money with Zopa. Both have proved to be very rewarding experiences, with lots of helpful information provided in each case. Reviewed on: 30th May 2017

Quick, Easy, Good Rates

I used a comparison site and Zopa came up top for the lowest loan rate. Not only that they have excellent customer service and and easy to use site and application process. The money was in my account within the week!! Reviewed on: 30th May 2017

Great !!!

Very easy and g quick aplication. Very quick decision and answer!!! Highly recommended!!! Reviewed on: 30th May 2017

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