Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very easy to deal with

Zopa set me up a new personal loan very quickly. The money was in my account quickly too. I would recommend Zopa if asked my opinion. Reviewed on: 30th May 2017

Qiuck and no problem

My loan were set up quick as they say at the website,few clicks and 3 working days later money came to my account.Im very pleased... Reviewed on: 30th May 2017

Brilliant

Used zopa twice brilliant both times no hassle would definetly recomend Reviewed on: 30th May 2017

Great service

Great company brilliant customer service Reviewed on: 30th May 2017

Simple, fair and cost effective

Needed a cost effective loan quickly, the process couldn't have been any easier. Reviewed on: 30th May 2017

Thumbs up!

The application was easy to understand and a straight forward process. Didn't take long at all to complete the online form. I borrowed around Christmas time and the money was in my account within a few days. Paying back has been affordable to do so. I would recommend Zopa to anyone who is in need of quick cash and easy service. Reviewed on: 30th May 2017

Excellent procudure

Very simple process, good communication, great rates....what's not to like? Reviewed on: 30th May 2017

Easy to get approved

Very easy and quick process Would be even better without fees which I think are quite high!! Other than that brilliant Reviewed on: 30th May 2017

Brilliant loan service

I Have borrowed money with Zopa and invested money with Zopa. Both have proved to be very rewarding experiences, with lots of helpful information provided in each case. Reviewed on: 30th May 2017

Quick, Easy, Good Rates

I used a comparison site and Zopa came up top for the lowest loan rate. Not only that they have excellent customer service and and easy to use site and application process. The money was in my account within the week!! Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Payday UK 3.97 from 8 reviews
Payday Loan
from Payday Loans Now 4.06 from 1 reviews
Logbook Loan
from Car Cash Point 4.66 from 289 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub