Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

Fast, friendly, efficient and hassle free

Very quick and easy application process. A quick decision and money in my account within a day or so. Absolutely no complaints. Reviewed on: 20th December 2016

Excellent swift and pain free service

Smooth informative and stress free service Reviewed on: 20th December 2016

Great and simple service

Great service with hidden fees and simple interface Reviewed on: 20th December 2016

Reliable and trustworthy

Helpful clear English website with upfront figures about loan costs and terms. Simple to use. Reviewed on: 20th December 2016

Easy

couldn't be easier to fill in the forms and apply for a loan, quick turnaround too, would highly recommend. Reviewed on: 20th December 2016

excellent products and customer service

excellent products and customer service Reviewed on: 20th December 2016

Just about perfect

Simplicity itself. No hassle. No fuss. Just a very simple and straightforward process to follow and had my money within minutes. Would highly recommend this product to anyone. Reviewed on: 20th December 2016

The best

Such Loan, Many Interest, Wow. So easy to use, helped me build my dream! Don't think, just do. Life is too short. Reviewed on: 20th December 2016

Great experience

The experience was great - quick, easy, no hassle. The website is very easy to navigate and has all information readily available. Reviewed on: 20th December 2016

5* company

Couldnt ask for a better service Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short term credit (discontinued)
from Nextcredit (inactive company) 4.56 from 207 reviews
Loan
from Drafty 4.69 from 215 reviews
Student Loans
from Future Finance 2.50 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub