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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Zopa Fast Friendly and Efficient

5
Filled in the application and the response was instantaneous and the money in my account within a day or so. The whole process was painless and uncomplicated. the online account was really easy to login and allowed me to make extra payments without fuss or penalties what a great loan provider. Thank you Zopa Reviewed on: 30th May 2017
Roy Booth's avatar
Roy Booth

5 star service

5
Fast, efficient and excellent customer service. My loan application went through very quickly and I had excellent customer service from start to finish. Would use again and would recommend 100% to friends and family Reviewed on: 30th May 2017
pam's avatar
pam

Zuper Zopa!

5
Zopa do exactly what it says on the tin. No fuss. Responsible lending done well. Quick, competitive and easy to deal with. The user experience is second to none. Reviewed on: 30th May 2017
FJVO's avatar
FJVO

best loan provider around no hassle easy to use

5
zopa are fantastic and helped me with my loan they even beat my best quote from major banks id recomend them for quick service easy use and fast funding Reviewed on: 30th May 2017
lydiadiane@hotmail.co.uk's avatar
[email protected]

Brilliant service

5
Excellent customer service and ease of self service functions Reviewed on: 30th May 2017
Jess Read-Bone's avatar
Jess Read-Bone

Great lending company

5
So so easy to get your loan, no talking to anyone on the phone for hours! Just takes a couple of minutes to apply then took around 2 days for them to accept and then the money is in your account within 24 hrs! Brilliant Reviewed on: 30th May 2017
Steve Norton's avatar
Steve Norton

Great service

5
Great customer sevice website easy to use and fantastic interest rates. Well done! Reviewed on: 30th May 2017
Steven's avatar
Steven

Great company

5
Great value loans, and food returns for the investor. Everyone is a winner! Reviewed on: 30th May 2017
Sam Tisbury's avatar
Sam Tisbury

Great service

4
Quick and easy to apply with a great turnaround time. I had the money in days. Reviewed on: 30th May 2017
Charlotte Willis's avatar
Charlotte Willis

Excellent and easy

5
Out of all the loans I looked out Zopa was by far the best rates, it's easy to manage your payments, payment date and see exactly how much you've paid and how much is left. Zopa also have helpful staff that respond quickly and make sure they go through sufficient data protection. I would definitely recommend Reviewed on: 30th May 2017
Lorna Bird's avatar
Lorna Bird

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