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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Great service

5
Quick, efficient, market leaders in service... Reviewed on: 30th May 2017
Peter Czarnobaj 's avatar
Peter Czarnobaj

Amazing lender

5
Couldn't fault, easy, no fees for paying early, perfect service Reviewed on: 30th May 2017
Rachael webster's avatar
Rachael webster

Amazing very satisfied

5
Had loans from other companies very happy with the online application no hiccups and payment transferred swiftly brilliant very pleased Reviewed on: 30th May 2017
Me's avatar
Me

Ecxellent

5
Very efficient, genuine and reliable Reviewed on: 30th May 2017
Yvonne Chashamba's avatar
Yvonne Chashamba

Great service

5
Great company, great customer service Reviewed on: 30th May 2017
Sam Fuller's avatar
Sam Fuller

Simple, fast and painless

5
Getting a loan with Zopa was so simple. The interest rate beat the retail banks rates and the application was simple and fast to do. I'd highly recommend Zopa to anyone given such a postitive experience. Reviewed on: 30th May 2017
Shaun Cox's avatar
Shaun Cox

Fast! No frills!

5
Highly recommended! Didnt take long to know the decision. Really cool! Reviewed on: 30th May 2017
Jessie Flores's avatar
Jessie Flores

Great Experience

5
I needed £5000 for my car and I hadn't heard of Zopa. They appeared on my search and the rest is history. Easy process and great customer service Reviewed on: 30th May 2017
Billy Dawson's avatar
Billy Dawson

Great service

5
Zola has great service you find out very quickly results would recommend them to anyone. Reviewed on: 30th May 2017
Alexis brooke's avatar
Alexis brooke

Good loans made easy

5
Took a loan with zopa and I must say I have been impressed with thier service. Loans are easy to manage and you can track and make extra payments with no charge Reviewed on: 30th May 2017
samuel kontor's avatar
samuel kontor

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