Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

Great website, great rates and great customer service

Excellent real time experience using the website. Easily being able to pay lump sums off the overall loan is a very convenient featre as well. Reviewed on: 20th December 2016

First class service from start to finish

Fantastic service, rate and communication. Highly recommended. Reviewed on: 20th December 2016

Easy and quick and totally professional

The whole application process was simple, easy to understand and a decision was very quick. I had a couple of queries which we also swiftly answered. First class and professional approach...will definitely use Zopa again and have already recommended them several times. Reviewed on: 20th December 2016

Simple and fantastic!

Quick turn around, simple and straightforward in a time of need. Reviewed on: 20th December 2016

Just so simple

Very easy and straight forward what else could you want, maybe payment breaks for Christmas. Reviewed on: 20th December 2016

Car loan

Quickly and easily secured a very low interest loan for the purchase of a vehicle. I would definitely consider using them again. Reviewed on: 20th December 2016

extremely easy to use, and helpful

I applied for a Zopa loan after years away from the UK, which wiped out my credit rating. It was easy to arrange, entirely by web, and cheaper than alternatives. I have now repaid most of it, and would recommend it to others. Reviewed on: 20th December 2016

Loans made easy

Very easy my loan was given very quickly. No problems at all Reviewed on: 20th December 2016

Confidence in borrowing

I found Zopa on a Internet search, I wasn't aware of the name prior to this search. Application was simple, and decision made quickly. The funds were in my account within 2-3 days and the online account I have gives me complete control. I feel very confident in my choice of lender. Reviewed on: 20th December 2016

RIP OFF LOAN AND CREDIT PROVIDERS

The Financial Market Place is saturated with credit providers who charge legal "Usary" rates of interest , enticing the consumer to build up debt over an inital interest free period,preying on a large number of the Public who are not financialy savvy. ZOPA gives these people a way out of paying penalizing rates of interest by offering them a loan, at a fair rate of interest, to pay off these "Usorious" credit providers, and offering Savvy customers loans at the most competitve rates of interest in the Market Place. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Shawbrook Bank 4.77 from 694 reviews
Logbook Loan
from Auto Advance 0.00 from 0 reviews
Loans
from Commsave Credit Union 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub