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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Amazing lender

5
Couldn't fault, easy, no fees for paying early, perfect service Reviewed on: 30th May 2017
Rachael webster's avatar
Rachael webster

Amazing very satisfied

5
Had loans from other companies very happy with the online application no hiccups and payment transferred swiftly brilliant very pleased Reviewed on: 30th May 2017
Me's avatar
Me

Ecxellent

5
Very efficient, genuine and reliable Reviewed on: 30th May 2017
Yvonne Chashamba's avatar
Yvonne Chashamba

Great service

5
Great company, great customer service Reviewed on: 30th May 2017
Sam Fuller's avatar
Sam Fuller

Simple, fast and painless

5
Getting a loan with Zopa was so simple. The interest rate beat the retail banks rates and the application was simple and fast to do. I'd highly recommend Zopa to anyone given such a postitive experience. Reviewed on: 30th May 2017
Shaun Cox's avatar
Shaun Cox

Fast! No frills!

5
Highly recommended! Didnt take long to know the decision. Really cool! Reviewed on: 30th May 2017
Jessie Flores's avatar
Jessie Flores

Great Experience

5
I needed £5000 for my car and I hadn't heard of Zopa. They appeared on my search and the rest is history. Easy process and great customer service Reviewed on: 30th May 2017
Billy Dawson's avatar
Billy Dawson

Great service

5
Zola has great service you find out very quickly results would recommend them to anyone. Reviewed on: 30th May 2017
Alexis brooke's avatar
Alexis brooke

Good loans made easy

5
Took a loan with zopa and I must say I have been impressed with thier service. Loans are easy to manage and you can track and make extra payments with no charge Reviewed on: 30th May 2017
samuel kontor's avatar
samuel kontor

Excellent service & speedy turnround

5
Needed. Large loan asap and zopa just delivered less than 4 hrs turn round out of normal working hours. Who else deliveres service like this . asked my bank and they just doubled the interest payments after i completed all forms. Thankyou zopa first class Reviewed on: 30th May 2017
ross's avatar
ross

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