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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent service & speedy turnround

Needed. Large loan asap and zopa just delivered less than 4 hrs turn round out of normal working hours. Who else deliveres service like this . asked my bank and they just doubled the interest payments after i completed all forms. Thankyou zopa first class Reviewed on: 30th May 2017

super Zopa

prompt and excellence service throughout the application process Reviewed on: 30th May 2017

Amazing

Amazing loan that I've heard. Thanks. Already recommended to family. Hassle free to apply and cheap as well Reviewed on: 30th May 2017

excellence from zopa

I highly recommend zopa for a fast decision and simplicity of loan process. excellent service. Reviewed on: 30th May 2017

Great company

In amongst the banks and money lenders there's zopa. I applied for a loan and ended up with great monthly repayments and even better the rate of interest paid back on a loan is outstanding. Very refreshing to find a company that doesn't charge extortionate rates of interest on borrowing. I applied online (which was very easy) was accepted and the money was in my account within 24hrs . I would recommend this company to everyone! Fab Reviewed on: 30th May 2017

Value Loan Company

Quick and easy approval process to fund a new kitchen, major building work and complete fit out. Couldn't be happier with the finish and having the Zopa loan funded it all Reviewed on: 30th May 2017

Excellent! :0)

Everything went well. No issues! Reviewed on: 30th May 2017

Quick & simple

I needed a loan quickly and found Zopa, was helpful. Since having the loan my contact with Zopa has been minimal but effective. They nativgated me though their web site and returned calls when requested Reviewed on: 30th May 2017

Simple and easy

Easy to use ...best rates and good communications Reviewed on: 30th May 2017

Simply the best company I have dealt with.

Everything about this company is different class no hassle and quick decision. Reviewed on: 30th May 2017

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