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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Fast, efficient and a pleasure to deal with

The process was incredibly simple wit nothing hidden. The whole process was a pleasure and the honest way everything was said gives great confidence. Reviewed on: 20th December 2016

Perfect

Excellent service, easy to do and follow online. Great rate too! Which is why we hunt for a loan company! Reviewed on: 20th December 2016

Zopa the Great

Zopa listened to me when the main banks did not and Zopa offered a loan with a great interest rate. Reviewed on: 20th December 2016

Easy, helpful and fantastic service

I needed a new car urgently and they helped me get my loan to me in a time! thank you so much! Reviewed on: 20th December 2016

Quick, simple and a fair APR

The APR was the same as advertised unlike others that after a credit check (which is good) hike it right up. Very quick, easy service. Reviewed on: 20th December 2016

Excellent product and great service - tremendous value.

My loan application and completion were very straightforward and I'm extremely happy with their service and rates. Reviewed on: 20th December 2016

Brilliant service

I was renegotiating a existing loan onto one with a lower interest. Taking out a loan with Zopa for the same amount has saved me £20 a month by the reduction in interest charges. Even with the arrangement fee I am still better off and it was easy to do! Should have done it much sooner! Reviewed on: 20th December 2016

Fast and Simple

An amazingly easy product to apply for very fast service. Would definitely recommend. Reviewed on: 20th December 2016

Professional

I found Zopa loans to be very professional. I had know problems throughout the whole loan experience with Zopa. In fact I would recommend anyone that needed to take out a loan, to Zopa. Reviewed on: 20th December 2016

Great rates and amazing customer experience!

Quick and easy way to get a loan and manage it on your account. Very happy customer. Reviewed on: 20th December 2016

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