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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Hassle free loans

Getting a loan from Zopa was quick and easy they don't mess you about they tell you if you're getting the loan or not in minutes and their customer service is excellent Reviewed on: 30th May 2017

Very quick very happy with my loan

I have taken 2 seprate loans with zopa they are very helpful very friendly really quick getting my cash so pleased Reviewed on: 30th May 2017

Amazing Savings and Amazing Customer Service

I have been part of Zopa for around a year now. I had a loan with a well known Bank on the high street and Zopa happened to not only save me a worthwhile amount on my monthly payments but also reduce my loan term. Excellent! Reviewed on: 30th May 2017

Great Load provider

Great rates, Great customer service and great flexibility. What more can one say. Reviewed on: 30th May 2017

Fast and straight forward

I have used Zopa on a number of occasions and have always found them to be efficient with great rates. There are no redemption penalties so the product is really flexible. Always my first choice. Reviewed on: 30th May 2017

Fast, Reliable and Professional

The easiest and most professional personal loan application I've ever experienced, and I've had quite a few! From start to finish, the whole process took less than 24 hours. Excellent! Reviewed on: 30th May 2017

Excellent Service

Excellent service and good rates. Reviewed on: 30th May 2017

from east to west Zopa is the best

there is no one better than Zopa out there.go Zopa .keep up the good work Reviewed on: 30th May 2017

Amazing

Great rates and flexibility. Amazing. Reviewed on: 30th May 2017

Quick and easy

Very quick and easy service and low interest rates I applied on my phone and in 3 days i had the money Reviewed on: 30th May 2017

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