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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Narcis

5
Verry easy to apply and they respond verry quiq back Reviewed on: 30th May 2017
Narcis manea's avatar
Narcis manea

Very good

5
Very easy to use, decent rates too Reviewed on: 30th May 2017
Alex Clark's avatar
Alex Clark

Quick and secure

5
Using Zopa is clear and simple. Knowing how much it would cost each month helped us tremendously. It feels secure and we look forward to investing through Zopa in the future. Reviewed on: 30th May 2017
JB Norris's avatar
JB Norris

Excellent

5
Speedy decision excellent customer service highly recommend 10/10 Reviewed on: 30th May 2017
Brian Atkinson's avatar
Brian Atkinson

Great rates!

5
Quick and super efficient. Superb rates, and fantastic customer service. Reviewed on: 30th May 2017
Simon Hughes's avatar
Simon Hughes

Excellent

5
The whole process was very simple and efficient, communication was great also. If only everything in life was as good as Zopa Reviewed on: 30th May 2017
Jerry mitton's avatar
Jerry mitton

Easy, Quick and Excellent!

5
Easy application, Quick reply and Excellent interest rates! What more do you want? Reviewed on: 30th May 2017
Johan Esterhuizen's avatar
Johan Esterhuizen

Easy, straight forward and great rates

4
Application process was perfectly clear and simple. I had a response straight away and I received the money in the expected time at a very good rate. Very happy with the service! Reviewed on: 30th May 2017
Jennifer McGhie's avatar
Jennifer McGhie

Loan for car

5
Zopa was by far the cheapest provider i came accross. Very quick application process. Great service! Reviewed on: 30th May 2017
Clare mcfadyen's avatar
Clare mcfadyen

Great service

5
Great company to deal with! Great customer service. Reviewed on: 30th May 2017
Sam Fuller's avatar
Sam Fuller

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