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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Great rates and amazing customer experience!

Quick and easy way to get a loan and manage it on your account. Very happy customer. Reviewed on: 20th December 2016

Much better than previous rates with larger banks

Previously had a loan which was a high interest rate after reviewing on different comparison sites Zopa came up as one of the best and lowest interest rates. Since changing I can see a difference in the loan amount coming down as I am not paying only interest at a high rate. It was extremely simple to apply for and had the money in my account quickly which I used to consolidate debt. Anyone I spoke to on the phone was helpful and the website was easy to navigate to get the initial quote. Reviewed on: 20th December 2016

Fast easy loan

Couldn't be easier to set up & manage. Reviewed on: 20th December 2016

Great service and low interest rates

I Borrowed £1000 and it was dead simple, paid in with a couple of days and the interest rates were much lower than the banks Reviewed on: 20th December 2016

fantastic

Cant believe how easy it was to process. Great rates and processed very quickly. Well done Zopa Reviewed on: 20th December 2016

Zopa - look no further

Best rates, Best customer service. Answer phones every time, not put on hold. I cant rate these any higher. Money within hours. Don't waste your time looking anywhere else. Trust me like I trusted them. Reviewed on: 20th December 2016

excellent

i have had several loans with Zopa and they are great ... quick approval ... no excess charges when i pay back early ... the website is very informative has all the information you need current and previous and so user friendly Reviewed on: 20th December 2016

Really Save Money

Such a simple process when applying for a loan and the biggest benefits you get what you see, no questions, no hidden extra's. Reviewed on: 20th December 2016

amazing service

the total service has been excellent all round Reviewed on: 20th December 2016

Amazing!

It was so easy to get a loan , it definitely helped me to get myself out of a dark place and see a way out! Highly recommended, and good chance of being accepted. Reviewed on: 20th December 2016

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