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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great people

I applied for and got my loan approved within days,quick and easy to do A******* Reviewed on: 30th May 2017

Awesome lender, quick turnaround, excellent customer services

Had a pleasant experience with Zopa. I was recommended by a friend, applied, approved and I got the money within 48 hours. Highly recommend Zopa to anywone that is looking for some fast cash! Shah Reviewed on: 30th May 2017

Leaving the banks behind

Quick and easy, with a great calculator to gauge length of loan and interest Reviewed on: 30th May 2017

Great and easy

Really easy and quick to apply. Decicision was given and started my loan. Good rates and a easy to use online dashboard. It's re-assuring to be able to login and check the status of your loan and how much you have to repay. Reviewed on: 30th May 2017

Easy

So quick and easy from start to finish Reviewed on: 30th May 2017

Quick and easy and small interest

When I was looking for a loan alot of places were charging £200-350 interest on the loan. Zopa was my last ditch effort and was so glad to have waited as the interest rates are well below what I expected and they kept me informed of the loan before it arrived in my bank account (wich was very quick). If I need a loan in the future then Zopa will move my first choice. Thank you Zopa. Reviewed on: 30th May 2017

Easy and smooth

I found Zopa fast, easy and very smooth to process everything - highly recommended. Reviewed on: 30th May 2017

A breath of fresh air

Zopa was professional, obtaining the loan was straightforward, and they offered excellent rates. What's not to like? I was also able to increase my repayments to suit me, without penalty. I would certainly recommend Zopa to friends, family and anyone else willing to listen. Reviewed on: 30th May 2017

Quick and simple loan

Never heard of zopa until my wife showed me it online. Looking for a loan for a new car, zopa were very competitive with their rates. The application was quick and the decision came back amazingly fast, to top it off the money was in my bank account within 2 hours. Will definitely recommend and use again. FANTASTIC. Reviewed on: 30th May 2017

Hassle free top rated loans

Good honest people wanting a good deal whether lending or borrowing .... this is the place!!! Reviewed on: 30th May 2017

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