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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Thanks to Zopa I own my dream car :)

5
I am a fan of the BMW Z series cars and having owned a few already I have been checking out the new shape BMW Z4's (E89) for a few years now and I have finally found one which ticked all the boxes for me (alpine white paint on coral red leather interior, all the extra options I would have specified from new and very low mileage too) so I decided to go for it. Unfortunately, I was having some cash flow issues at the time so I decide to look for a loan and I after ruling out the mainstream lenders and banks due to their ridiculously high interest rate I came across Zopa. Their interest rate was by far the best one available and the money were available in less than a week. So if you see a bald guy in his early 30's with a big smile on his face behind the wheel of white Z4 that could well be me or it could well be another happy Zopa customer :) Reviewed on: 20th December 2016
Stan Mihaylov's avatar
Stan Mihaylov

easy to get and competative

5
Foundad the company helpful the service quick and the interest rate very competitive Reviewed on: 20th December 2016
Daniel loach's avatar
Daniel loach

Great service

4
Great site. Wish they allowed holiday repayments but otherwise a top, top service! Reviewed on: 20th December 2016
Alex Clark's avatar
Alex Clark

Great service!

5
good interest rates, quick and easy service. All postive :) Reviewed on: 20th December 2016
lianne dormer's avatar
lianne dormer

Zopa is excellent

5
An efficient service, with great rates. Reviewed on: 20th December 2016
Diane's avatar
Diane

Easy process, very quick!

5
Needed a loan for a car, Zopa was nice to deal with and efficient. Reviewed on: 20th December 2016
Gary Staniland's avatar
Gary Staniland

Zopa loans - simple and quick to arrange

5
Very quick and easy to arrange, no problems issues or concerns. Will use again and highly recommended. Reviewed on: 20th December 2016
Chris Lodge's avatar
Chris Lodge

GRET COMPANY, COMFORTABLE RATES

5
IT WAS EXTREMELY FAST AND EFFICIENT PROCESS Reviewed on: 20th December 2016
Maria pazikov's avatar
Maria pazikov

Great interest rate. Easy to use website

5
Very good interest rate. Friendly and easy to use website. Reviewed on: 20th December 2016
Lukasz Nowicki's avatar
Lukasz Nowicki

How it should be done

5
Fantastic terms, simple and easy Reviewed on: 20th December 2016
JAMES DONNELLY's avatar
JAMES DONNELLY

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