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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy to Apley and fast response.

It was so easy to Apley and I could do it all from the comfort of my own home. No long telephone calls or sitting in a bank. Easy step by step instructions and a very fast and friendly response. Direct debit all set up for me and the money was in my bank within a couple of days. Would recommend to anyone. And great interest rates too. Very happy customer. Reviewed on: 30th May 2017

So easy, fair and simple

Was half heartedly looking at the possibility of getting a loan for my dream car at did a little hunting online to see what I could borrow at a good rate and came across zopa. I had never heard of this loan provider but after using their online tool to see what I could borrow and I what rate I was very surprised ....... shocked in fact. Once I realised I could get a great deal I found a dream car and applied for my loan. Got an instant decision and money was in my account in a few days. I was so easy and simple (again I was shocked) and I'm now a very proud owner of a new Mercedes. Zopa are excellent and have already made recommendations to friends and family Reviewed on: 30th May 2017

Quick easy

All done online quick and easy. With great rates. Fair Reviewed on: 30th May 2017

Really helped

Very easy to set up and after a quick check was approved. Interest rates are very reasonable and were much more competitive than I'd be able to get elsewhere Reviewed on: 30th May 2017

Quick fast service

Start to finish no problem a very quick reliable experience Reviewed on: 30th May 2017

Very quick and swift approval

As everyone these days i had money troubles just before Christmas. I had done some research online and found Zopa. I have applied online and had been approved the same day. They have saved my Christmas . I will definately recomend them Reviewed on: 30th May 2017

Great hassle-free service

Quick approval process and delivery of funds. Completely hassle-free. Reviewed on: 30th May 2017

Very quick and easy process

I easily got a quote for the loan I needed with clear information. The process of gaining the loan and getting the money in my account was instant. I've had nothing but a great experience with Zopa. Reviewed on: 30th May 2017

Highly recommend Zopa Loan

Easy to apply and a quick decision. Money was transferred into my account within 2 days. Great customer service, really friendly. Would highly recommend. Reviewed on: 30th May 2017

Exactly as described

Zopa have been fantastic. Their interest rates were reasonable and their customer service is everything you'd expect from a company. Reviewed on: 30th May 2017

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