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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

so good

Hi, l must say that from start to finish I can't fault Zopa. I applied for my loan over the weekend but this still didn't hold things up. Just a great service. Reviewed on: 20th December 2016

Service and flexibility, all online

Whilst I was looking for a loan Zopa had some of the best rates available. The whole process was simple and easily done online. I found the flexibility to change payment dates, make over-payments or borrow more money very clear. The whole concept is excellent. Reviewed on: 20th December 2016

Money in the bank instantly

Excellent service, my money was in the bank almost instantly!!! Reviewed on: 20th December 2016

Excellent

Great and fast service . Without any problems or delays.it was very straight forward. Reviewed on: 20th December 2016

Wonderfully convenient service!

It was a hassle free business all the way..applied online for a 10k loan in a few quick and easy steps, got an approval saying money should be with me within 3 working days, it was there in 2..I wanted to pay off early and it was not a problem as I could simply log into my account and get a lump sum payment option with the exact Amount I needed to pay on the day..really happy with the way it went from first point of contact to the closing off..higly recommended! Reviewed on: 20th December 2016

Never an issue

Hassle free, quick and simple. Wouldn't hesitate to use again! Reviewed on: 20th December 2016

Easy to deal with

Website easy to navigate & decision is quick. Rates are competitive and would recommend Reviewed on: 20th December 2016

So easy!!

The application was very straightforward and took minutes. I love that you can just go on the website to overpay and view your loan and it is laid out simply without the need for jargons and complicated APR 'bumpff' I got a really good rate too which helps :) Reviewed on: 20th December 2016

Zopa personal loan

Applying was very simple and staff are very helpful, will definitely come back when I need to, great job guys. Reviewed on: 20th December 2016

Quick, easy, hassle-free.

Quick and easy, five minutes online and had the money in a couple of days. And they actually gave me the rate they advertised, unlike most other places. Reviewed on: 20th December 2016

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