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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick, easy and good rate

It was very easy to sign up, I was approved in minutes and the money was in my account within days. Really happy. Reviewed on: 30th May 2017

great rate and user friendly website

I have used Zopa on 2 occasions and always found them to have the best rate available and provide a very efficient and quick service Reviewed on: 30th May 2017

Made my dream come true

I wanted to buy a car since long but financial limitations were stopping me...I was aware about loan and borrowings but their interest rate are very high...Finally, I found Zopa on money supermarket with low interest rate, quick and efficient response...it turned my dream into reality... Finally, driving a car and visiting new venues all the time.. Reviewed on: 30th May 2017

Amazing

Great loan I've had. Thanks. Already recommended to family. Easy to apply and no hassle. Cheap as well Reviewed on: 30th May 2017

First time loan

This was my first time applying for a loan and I felt everything was explained clearly and the process was quick, easy and hassle free. Reviewed on: 30th May 2017

Fast and simple!

I've spent years trying to get my balance down on my credit card and never got anywhere, the interest amount always seemed to be higher than the higher-than-minimum-payment amount I could afford to pay. Now I'm just paying a set amount every month and I know exactly when I'll be free. No more stressing. Reviewed on: 30th May 2017

Easy and excellent service

Found the process easy to use and everything went through smoothly. Excellent communication throughout the process and I would highly recommend as I think you are very competitive. Reviewed on: 30th May 2017

Easy and Quickly

Schimbați în română I really like Zopa because it is very easy to use and I most appreciated that from the moment I applied for the loan I didn't need to wait long time if I was accepted or not.I received the answer and the money extraordinarily fast.I strongly recommend Zopa! Thank's ! Reviewed on: 30th May 2017

Zopa loans

Great company to have a loan from no hassel and easy access to your account Reviewed on: 30th May 2017

Efficient and hassle free

The team at Zopa were very efficient in dealing with my loan application. I was kept up to date with the progress and only took a few days to arrange. Also email response times were impressive. Keep up the good work. Reviewed on: 30th May 2017

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