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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Very efficient and good rates.

We took out a loan and I was surprised not only by the rate but at how straightforward it was. It was all concluded within 48 hrs. Reviewed on: 20th December 2016

Great Service! Fast and helpful!!

I took out a loan when I came in need of new car. I didn't have the entire amount needed and Zopa was a perfect find. They were quick and efficient and I had the money in my account shortly after being approved. They have allowed for faster payoffs which was a big factor in my decision for choosing them. They have also been great when I needed to move my dates for payment. Reviewed on: 20th December 2016

loan got easliy and quickly

loan received quickly and easily with low interest rates. Reviewed on: 20th December 2016

Good service.

I know Zopa from both sides - originally as a lender and later as an investor (in a small way). The website is good and easy to access. The rates that are offered are very competitive and the organisation is efficiently run. Reviewed on: 20th December 2016

easy helpful loan

easiest thing i ever did, 5 minute form on the internet loan approved in my account 3 days later. Superb service would recommend to anyone Reviewed on: 20th December 2016

A brilliant service

Zopa were very helpful when I was taking out a loan and have had a brilliant customer service ever since with an easy to use website. Reviewed on: 20th December 2016

PROFEESIONAL/FRIENDLY HELPFUL SERVICE

ASTOUNDING WILL USE AGAIN AND AGAIN AND ALSO RECOMMEND FAMILY AND FRIENDS TO USE Reviewed on: 20th December 2016

Easy application and payment

I was slightly hesitant as I hadn't heard of Zopa but the application process was quick and easy, as was the transfer. Reviewed on: 20th December 2016

A1 experience with Zopa.

I have been with the TSB bank for 12 years . And they could not offer me a lone at a good rate like Zopa could. So bye bye TSB. Thank you Zopa. Reviewed on: 20th December 2016

i found zopa very friendly in dealing with my loan a no hassle service

would not hesitate to use zopa in the future well recomended Reviewed on: 20th December 2016

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