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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easiest loan

Good experience with zopa ,fast application form and the money was on time perfect... Reviewed on: 30th May 2017

Easy to manage loan

Quick and fair approval, money in account quickly, great website and easy to make additional payments. Reviewed on: 30th May 2017

Simple ans efficient

No fuss just straight forward application Reviewed on: 30th May 2017

Best loan ever

Faultless customer service. Unbeatable rates. Community banking. Clean and simple user interfaces. It seems to good to be true but Zopa are even better than they seem. Reviewed on: 30th May 2017

Super quick decision and transfer

Forms easy to fill out got my loan in 3 days Reviewed on: 30th May 2017

Simple and easy

So simple to use ...best rates and good communications Reviewed on: 30th May 2017

Easy, practical and no hidden charges

Used zopa a few times, really easy to use web page. The best part is you can pay loan of early without being charged, excellent. Reviewed on: 30th May 2017

No hassle loan

Just apply , it's done and great rates . Fantastic Reviewed on: 30th May 2017

Quick easy and competitive

I got a loan for a new car quick simple at a great rate, I would use again as easy as that thanks Reviewed on: 30th May 2017

positive experience

After a difficult period following the sudden death of my lifelong partner my credit rating took a battering and only loans with high interest rates were available to me. However as time passed and my credit history grew, Zopa came to my rescue with a brilliant interest rate on a loan to buy a car. Thank you Zopa, for believing in me. Reviewed on: 30th May 2017

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