Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68055)

Great rates

Excellent service very fast great rates step by step easy to use site Reviewed on: 20th December 2016

fast and reliable, what a great service!!

Zopa loans is a first class loan lending company, i have had a few zopa loans and i would definitely recommend, they give quick decisions and are reliable. Zopa are the 'go to' loan company for me Reviewed on: 20th December 2016

Zopa meaning excellence

Went through a comparison site and Zopa came out the best for overall price, easyness of navigating the loan site and quick decision making, no brainer for choosing them Reviewed on: 20th December 2016

Simple, Intelligent, Affordable, professional

Hi, It was that time of life again, I needed a loan! I contacted my bank and was offered a loan with extremely high interest and decided to shop around, my credit score is good so I applied through my credit score provider and was astonished by the interest rates offered by Zopa! They were so low I thought I wouldn't be accepted and this was too good to be true, low and behold a few days later the funds were in my bank account with the minimum of fuss it was effortless actually, hats off to you Zopa I'll be using you again if needed and have already recommended you to others. Reviewed on: 20th December 2016

Great service and rates

It was quick, hassle free. It was the best that I could see on the market. I got a really good deal and would definitely use Zopa again. Reviewed on: 20th December 2016

Excellent

Very helpful reliable efficient and cheap loans I would definitely use again Reviewed on: 20th December 2016

Love Zopa

My Zopa loan was a Godsend. Love the whole concept and am now in a position to become a lender. Reviewed on: 20th December 2016

Best rate available!

I took a loan from Zopa and it was quick easy and their rate was much better than my regular bank could offer me! Reviewed on: 20th December 2016

Modern platform, old fashioned service

Have used twice before and would/will use again if necessary and would recommend to a friend or family member if they were in need of the service. The online process for application is straight forward and the account management is very user friendly. This is coupled with good customer service and feeling of being treated individually. Reviewed on: 20th December 2016

Great

Such a simple and easy process, so fast. Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from 118 118 Money 4.89 from 2068 reviews
Loans
from Glasgow Credit Union 4.96 from 3134 reviews
Personal loan (discontinued)
from CU Loans (inactive company) 4.67 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub