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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Painless and simple

It took me 30mins to apply for and be granted a fair sized loan. The interest rate was also very competitive Reviewed on: 30th May 2017

Very easy and fast Loan procedure!!

Everything is OK! Just very simple and easy process to apply and to get the Zopa Loan! I'll recommend it to the People who are looking for Loan!! Reviewed on: 30th May 2017

Rewarding loans

Best online loan company, easy to apply, no hassle in dealing with customer services and good rates of interest. Easy access to follow your online account. Reviewed on: 30th May 2017

Great Service and Ease of doing business

The original loan last year was dealt with within a matter of days and a subsequent top-up loan was dealt with the in the same uncomplicated but professional way. Reviewed on: 30th May 2017

Brilliant

Easy to use, quick decision and funds went into my account when they said it would be. Would definitely use again if needed. Reviewed on: 30th May 2017

Excellent Experience

From my initial enquiry through to completing the loan set up the whole ZOPA experience was easy to understand, easy to access through the life of the loan. ZOPA is how borrowing / lending should be. Uncomplicated a process which can often be daunting Reviewed on: 30th May 2017

Easy and painless

Setting up a loan with Zopa was effortless and hassle free! Would definitely recommend to anyone Reviewed on: 30th May 2017

Quick transfer and decent rates

I'm pleased with the service of Zona and if I need to I'll use them again cause of decent interest rates and quick transfer of money. Reviewed on: 30th May 2017

Great service

Great service, easy to use website. Quick to get through if you call and helpful with their response and polite service. Would highly recommend. Reviewed on: 30th May 2017

Great rate and easy to use.

Tried to get a loan with 2 other providers, who both made me jump through hoops just to be then given an exorbitant interest rate. Less than 10 mins online and I had all of the terms ans conditions, acceptance and a great repayment interest rate. Would definitely recommend ZOPA and would be my first choice in any future loans I may need. Reviewed on: 30th May 2017

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