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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Simple, quick and great value !

From the credit agency comparison site I started with to the Zopa application itself and receiving approval was really the easiest and most straight forward experience. I have no doubt in recommending Zopa to everybody looking for best value and great service in a loan company. Reviewed on: 20th December 2016

Fast ,clear , no hasdle

Getting a loan is So simple Competitive rates Excellent customer service Reviewed on: 20th December 2016

Fantastic service

I had a consolidation loan with zopa and I can't praise there customer service enough. The interest rates were good and my repayments are cheaper than the banks. Thanks zopa . Reviewed on: 20th December 2016

Flexible, reliable, realistic and customer friendly

I approached Sopa for a loan... no hassle.. no quibbles. Fast and reliable response at a realistic cost. All undertaken on line. No fuss. Would definitely be my first choice of provider in the future. Can fully recommend. Reviewed on: 20th December 2016

easy, manageable, great!

my loan was great value, easy to apply and the repayments easy to manage, happy customer! Reviewed on: 20th December 2016

Zopa when you need a little help

Some times life throws you a curve ball and you need a little financial help zopa was there to smooth the way with great rates superb customer service to be proud of and an easy to navigate web site . Thanks zopa . Reviewed on: 20th December 2016

Best, reasonable and reliable

Best place I have found, cheap and so easy, I thought it would be complicated taking out a loan online but it was so easy, I've recommended to anyone that I've spoken to that needed a loan Reviewed on: 20th December 2016

Top Company with Competitive rates

Needed a loan, didn't want to borrow money. The Zopa % rate was competitive (top 3 on money saving expert). Everything was easy and on line. Would use them again Reviewed on: 20th December 2016

Why im so happy i picked zopa !

I needed to borrow a small amount of money but was unsure and worried about hte prospects of a loan that had high interest and lots of hidden terms and conditions , But i found zopa and its totaly strait foward with nothing hiden and no early pay back fees with excellent interst rates ! i havent looked back since Reviewed on: 20th December 2016

Easy to use site, fast repsonses

Easy to use site, fast repsonses Reviewed on: 20th December 2016

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