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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Simply the best

Used zopa twice now for various things. Great product, great service, quick and easy. I would happily recommend zopa to anyone needing to use there services. Reviewed on: 30th May 2017

Zopa the friendiest provider that you could ever imagine

I found the staff very very helpful and friendly but very professional and I was treated with respect and courtesy, I would have no reservations about highly recommending this company. Reviewed on: 30th May 2017

Brilliantly simple

I have previously had a bad credit rating and this was a recommended company for me. Simple and easy application, you're able to see exactly what you'll be paying back on a monthly basis and the total loan amount. Highly recommended! Reviewed on: 30th May 2017

Loan

The company is fast at approving your claim, offers you competitive rates, quick at getting the money to you with out dragging out paperwork and procedures and very well explained, used twice now and would highly recommend. Reviewed on: 30th May 2017

Simple

A very straight forward and easy experience and have already recommended. Thanks Zopa. Reviewed on: 30th May 2017

Quick yet professional service - very happy

A professional website and service - all the information you need in a clear way and minus any confusing 'Jargon'. I was accepted and received the money promptly too, very impressed. I have already recommended to friends. Reviewed on: 30th May 2017

Good for loans

Loans a flexible you can pay extra if your able without a charge simple and easy to use recommended Reviewed on: 30th May 2017

Great company

Easy to apply for a loan and a quick decision. Reviewed on: 30th May 2017

Cannot fault Zopa

Zopa have helped us out with a number of loans that were a breeze to setup and maintain, as well as make extra payments and to pay off early. Zopa will always be our first choice when looking for extra finance Reviewed on: 30th May 2017

Straight up, straight forward loans

Super quick, super easy and possibly one of the best consumer experience I've ever had. Reviewed on: 30th May 2017

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