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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy

Very simple and easy process, was able to upload a copy of a payslip to verify earnings etc, which sped up the process. Efficient and easy to deal with Reviewed on: 30th May 2017

Easy, quick and straight forward

Needed money quickly and I was able to pay back monthly. I had a decision quick and was able to pay for a car after mine broke down - would definitely recommend Reviewed on: 30th May 2017

Excellent service

Super low rates, beat everyone on comparison sites Reviewed on: 30th May 2017

Great service fast payment

Needed a loan and zopa came to the rescue. Fast and professional. Reviewed on: 30th May 2017

Excellent transparent and slick

The title says it all.... easy to use and relatively quick Reviewed on: 30th May 2017

Easy and reasonable

Very easy loan to set up and very good rates. Reviewed on: 30th May 2017

Very good and helpful lenders!

Staff are always very helpful if you ever need anything and flexible if/ when you need to change things etc. Reviewed on: 30th May 2017

Easy process to obtain a Loan.

Zopa did exactly as they said they would with no complications, it was an easy process to obtain the loan Reviewed on: 30th May 2017

No fuss great rush

Great service no hassle money sorted without fuss Reviewed on: 30th May 2017

Excellent

Great web account interface And very easy to manage online Reviewed on: 30th May 2017

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