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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Excellent lending company

Very quick respond for my application. Money was on my account in 2 days! Zopa really helped me when I was desperate. Thank you! Reviewed on: 20th December 2016

fast, easy and efficient service

Zopa not only offer the best loan rates they also offer a fast and efficient service that is simple to use. Would certainly recommend. Reviewed on: 20th December 2016

Fabo Zopa

Quick, easy, and with rates very affordable. Reviewed on: 20th December 2016

Never go elsewhere

I have used zopa many times over the years. Each time I need a loan I take a look at their rates, and always check around to compare. Not sure why I bother comparing anymore as I always finds best loan rates with zopa. Reviewed on: 20th December 2016

Quick and easy with a competitive rate.

Very easy and quick with competitive rates. I would definitely recommend Zopa to everyone. Reviewed on: 20th December 2016

simple

My experience with zopa was excellent, not only did they have the best rates on the loan I wanted the application process was quick & easy, can't thank them enough. Reviewed on: 20th December 2016

Easier than 1,2,3.

Seamless loan set up carried out completely online without the interaction of a single human being. All checks happened quickly to ensure my eligibility and the rate was the most competitive in the market. I wish everything was this slick, simple and pain free. Reviewed on: 20th December 2016

Straightforward and painless!

I took out a Zopa loan over a year ago now, and found the whole process very easy. I would recommend Zopa to any of my family and friends, which is about as good a testament as I can give! Reviewed on: 20th December 2016

Excellant Service

Great service, excellent rates, fast quick and efficient, website great too Reviewed on: 20th December 2016

Very good

No problems, got money within days and good interest rates Reviewed on: 20th December 2016

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