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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Fantastically easy

Very easy to set up and deal with. Reviewed on: 20th December 2016

Simple and fast, five star service!

Couldn't ask for better service from a loan provider. So easy to apply and money in my account the very next day. Kept up to date at all stages of processing, and great after care, 14 days to change your mind and can keep track of your account at all times Absolutely fantastic, can't recommend Zopa enough! Reviewed on: 20th December 2016

Quick and easy with a great website that is easy to use.

Did my application online and have taken out two further loans. I have found it easy to apply and may extra repayments. The Webiste is fast and easy to navigate. A great service. Reviewed on: 20th December 2016

Fast, good rates, competitive, easy

A really easy experience from beginning to end in terms of getting approval, money available within a few days, and easy to manage and monitor via the online portal. Competitive interest rates that compete well with the banks. Reviewed on: 20th December 2016

quick and easy

Really easy way to get a loan! the service is hassle free. Reviewed on: 20th December 2016

The go to place for a loan!

When turned down by other banks and a credit union I stumbled upon peer-to-peer lending. Zopa are at the top of their game, and very sensible with it. Very easy to deal with! Reviewed on: 20th December 2016

Fast and efficient process

Very fast and efficient from the outset .Easy to understand and a really quick decision and funds transfer. Reviewed on: 20th December 2016

Fantastic rates!

Zopa is so easy to use, I was able to set up a loan with repayments that suited me...with a fantastic interest rate! It's also really simple to change your monthly payment date and pay off extra without any early repayment fees. Reviewed on: 20th December 2016

Amazing and trustworthy

Because I'd never had a loan before none of my banks would offer me a loan which I urgently needed. Luckily zopa called me and confirmed they would trust me and offered really good interest rates too! Am really happy with their service Reviewed on: 20th December 2016

Quick and easy peer to peer loan

After searching for the best deal online for a loan to consolidate my debt zopa was top and very low interest , it only took a couple of minutes to sign up an I had the decision with in a couple of days. I would use them again. Reviewed on: 20th December 2016

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