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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Straight-forward, no hassle

Such a smooth process and you actually get the advertised rate (unlike some others) so no disappointments. Makes what can be a confusing process very easy to navigate. Reviewed on: 30th May 2017

The easiest and quickest loan!

I needed a short term loan and Zola came to my attention. The online application was quick and easy, then an administrator called me within hours of my submission to run through a few details. I had approval within 12 hours and funds in my account 3 days later! A brilliant company to deal with and a very user friendly website so I can easily keep track of my account. I would definitely recommend Zopa! Reviewed on: 30th May 2017

A Fool to look anywhere else

Have been our go to company for two loans. Their quotes cannot be beaten, believe me we've tried!! Easy to apply, set up of repayments extremely straightforward. Have always managed to repay extra - again no hassle, no fuss!! Brilliant Reviewed on: 30th May 2017

Nice and easy

Zopa stand out from the crowd because the whole process is easy and stress free. This gives the customer confidence. Reviewed on: 30th May 2017

Quick, Painless and Modern Money Lending

Zopa are the new kings of Money Lending, the concept and ease of application is a delight and they are a very friendly bunch of people. They not only undercut my high street bank, they also have names and voices. A pleasure to do business with them and I would recommend beyond any other company. Reviewed on: 30th May 2017

Great company with lots to offer

Zopa are one of the only lenders in the market to offer low and competitive interest rates on the loans they offer. My application was straightforward and easy and completed it within 10 minutes. They sent me email updates to let me know what was happening and when I was going to receive the loan. Overall great company ! Reviewed on: 30th May 2017

Simple, secure and stress free

I recently took out my first loan aged 23, Zopa was by far the most appealing company to choose from. The process was quick and and clear and there were no hidden fees. Interest rates are also up there with the best available. Definatly will be using again when in need of another loan and would most definatly recommend to family and friends! Reviewed on: 30th May 2017

Excellent and rapid service.

Filled out application they phoned and asked me a few questions and l had the money very quickly with no hassle at all. Paid the loan off early.. Again no problem. Excellent and highly recommended by me. Would definitely use Zopa again. Reviewed on: 30th May 2017

Quick and efficient

Application was simple, process was quick and decision was made promptly. Online management of the loan account is massive plus. Highly recommend this product Reviewed on: 30th May 2017

5 star experience from start to finish.

Not only offering the best rates but a service that is centred around the customer, zopa is the best loan company and the only provider anyone should consider. A streamlined experience and kept upto date through the whole process. Quick, easy and straightforward. Reviewed on: 30th May 2017

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