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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Simple application, excellent rates

Hassle free application process, love the way that my loan was funded by members, plain-speaking communication, a very personalised service and great interest rate too. Reviewed on: 20th December 2016

Simple and great value

Taking out the loan was very simple, unlike some loans the interest rates are true, there are no hidden cost. I have looked at other loans that are advertising lower interest rates, but have found the the total amount to be repaid is 100's of pounds more. Contacting Zopa to find out the status is so easy. I was put off slightly as I do like the face to interaction you used to get in a back, but them days are gone. So pleased I took the plunge and went for a Zopa loan, I have had many loans in the passed, this has been the best by far. Reviewed on: 20th December 2016

Fab

Amazing web for loans. Great interest deals Good place to get loans Reviewed on: 20th December 2016

Sick loan

Great rates and easy to use. Would recommend to a friend any day any week Reviewed on: 20th December 2016

Responsible lending

Were easy to deal with and checked you out which is good in these days of easy credit. Only downside was that I had to wait a little longer to be approved but otherwise pretty good. Good rate too. Reviewed on: 20th December 2016

The Zopa exeprience

Easy to use, fast & trustworthy website. Easy to keep track if your repayments. Convenient early repayment option. Reviewed on: 20th December 2016

Fast, easy, competitive

The whole experience from start to finish was easy to apply, fast to decide, fast to receive the funds, a much more competitive rate than the people I bank with. Altogether a good borrowing package . Reviewed on: 20th December 2016

Quick, no hassle, great service

Used the online service it was clear about the amount, payback and direct debit. Very fast service no trouble what so ever. Reviewed on: 20th December 2016

Effortless

Completely transparent and fair pricing. Reassuringly thorough and minimal fuss. Exactly what you want in a company! Reviewed on: 20th December 2016

No fuss loans

After supplying required information, the quote given by Zoppa, was the final quote. Unlike other companies and banks, that gave you a quote and then after applying, the quote changed to a larger rate of interest. Reviewed on: 20th December 2016

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