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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great loans

I used Zopa for a loan. I only needed it short term and was able to pay back early with no early repayment fee. I now plan to become a lender on Zopa. A* Reviewed on: 30th May 2017

Zopa is awesome!

Super straight-forward, easy and fast loan service! Highly recommended. Reviewed on: 30th May 2017

Fantastic

Lovely service and so easy to deal with Reviewed on: 30th May 2017

Great loan company

I've already recommended Zopa to friends. The process of applying and being granted a loan is super easy and really quick. The interest rates are very competitive and paying the cost back is a breeze. Reviewed on: 30th May 2017

Most likely

I enjoyed the experience with zopa that was quick answer and the money was in the account in less than 3 days Reviewed on: 30th May 2017

Friendly, accessible uncomplicated

Loved my experience with these guys. Simple, intuitive and helpful application process. No need to be afraid by the gravity of it all, you're in safe hands. Recommend. Reviewed on: 30th May 2017

Great service. Quick and fuss free

The application process and timeliness of payment into my account was great. Would definitely recommend. Reviewed on: 30th May 2017

Great company to deal with

Very quick and easy process, with a good choice of payment options and very reasonable interest rates. Definitely my top pick for any future loan requirement. Reviewed on: 30th May 2017

Lo

Easy to set up, good rates and efficient/no fuss service Reviewed on: 30th May 2017

Straight-forward, no hassle

Such a smooth process and you actually get the advertised rate (unlike some others) so no disappointments. Makes what can be a confusing process very easy to navigate. Reviewed on: 30th May 2017

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