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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Absolutely marvellously splendid x

4
Quick and stress free,so easy and a great rate of interest x Reviewed on: 20th December 2016

Easy and friendly

5
I found the website very easy to use and the terms straightforward. I'd happily recommend Zopa Reviewed on: 20th December 2016

Great loan

5
It is very good website and helpfull Reviewed on: 20th December 2016

Easy and straight forward

5
Getting a loan was uncomplicated with no delays about the result Reviewed on: 19th December 2016

Brilliant quick loan and amazing customer service

5
Had quite a lot of trouble providing the correct payslip format that caused me a great deal of stress until zopa cobtacted me, discussed my issue and resolved it almost immediately. They were helpful, understanding and patient - and i got a great loan for my new campervan. Happy days. Reviewed on: 19th December 2016

Quick, Easy and Just on time....the best

5
It was very quick, efficiently dealt with by great customer service professionals. Reviewed on: 19th December 2016

My zopa loan

5
The loan process was quick and easy. Once I was approved the funds were paid straight into my bank account. I borrowed £5000 over 4 years and the interest rates were so much better than the banks. The website is easy to use too. You can keep track of your loan an make extra payments whenever you like. I'd recommend zopa to anyone. Reviewed on: 19th December 2016

very professional experience in taking out a loan-seamless

5
really cannot fault in any way with quick decisions and exemplary service. Reviewed on: 19th December 2016

Grand old job chaps

5
I asked for some money and they gave me it. Now I'm paying it back. Reviewed on: 19th December 2016

Great service and reasonable rates

5
Very fast efficient service, reasonable rates money in my bank when promised. I would definitely use Zopa again and recommend them. Reviewed on: 19th December 2016

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