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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

How lending should be

Easy assessment, quick decision, competitive rates. peer-to-peer lending - no big banks. What's not too like? Reviewed on: 19th December 2016

Excellent service

I decided to look into obtaining a loan from a different source,rather than from the 'normal' corporate lending facilities. The Zopa web site explains the peer to peer lending(and saving) process,which came across as a new and refreshing for lenders and savers alike. The rates are very competitive and the application process was completed witin 48 hours. Well done Zopa Reviewed on: 19th December 2016

Great management on website

The Zopa website is easy to use, easy to check your balance and payments, and easy to use to make overpayments if wanted Reviewed on: 19th December 2016

Loan review

Simple process and great rates! Can't complain at all Reviewed on: 19th December 2016

Simple fluid fast

Really simple and consistent fluid. So helpful as I felt like I was being treated as a individual instead of a number. Reviewed on: 19th December 2016

Easy to use with great rates

2nd loan via zopa, so easy to use with great customer service Reviewed on: 19th December 2016

Excellent

Fast, efficient and reasonable , professional Reviewed on: 19th December 2016

2 Loans with Zopa A* Service!

Low rates, no early repayment fees, clear and easy to use website it's 10/10 from me! Reviewed on: 19th December 2016

Quick, and easy

Only took a day or so and I got the full amount I needed, like the title says 'quick and easy' Reviewed on: 19th December 2016

Brilliant lender

Went on line. Got a couple of quotes. Zopa gave me value for money. Wish all loans were as easy to obtain as zopa.Thumbs up to a great value loan provider. Interest rates and repayments are affordable. Reviewed on: 19th December 2016

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