Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Brilliant money lenders

Easiest loan I have ever applied for. And a great apr rate also! Very happy. Will definitely be using them again. Reviewed on: 30th May 2017

Better than Banks!!

Young professional who needed a loan to help move to London for a new job. The banks either couldn't help or wouldn't help quick enough. Zopa saved the day and my new job! Reviewed on: 30th May 2017

Really easy, honest loan

When looking for a loan I found most offered a rate and then changed it when approved. zopa didn't. The decision was quick and the money quickly available. Very impressed Reviewed on: 30th May 2017

Excellent

Quick and simple approval process, great rates and friendly service. It's been a pleasure to deal with you Reviewed on: 30th May 2017

Best Personal Loan Provider

Simple and quick application process and extremely fair and competitive rates. We have used Zopa twice now and both experiences were positive. We miscalculated our last payment date by one month and they were very understanding when the payment wasn't received. We simply paid a few days later with no default or extra extra interest. How's that for customer services..great! Reviewed on: 30th May 2017

Zopa - where to go if you need a loan

Zopa are fantastic - they give an answer almost immediately and offer good rates. I wasn't able to add my loan onto my mortgage so didn't know where to go when the roof needed done. Zopa enabled us to have a watertight home. Thank you! Reviewed on: 30th May 2017

Quick and Painless

Great rate and I couldn't believe how quick and painless the whole process was. Would definitely recommend. Reviewed on: 30th May 2017

Fantastic Company - Brilliant Customer Service

Zopa made the process of applying for a personal loan incredibly easy and stress free. After passing credit checks TW loan was finalised and in my account within a couple of days. I would highly recommend them to all! Reviewed on: 30th May 2017

very impressed

competitive rate and pleasant staff, application relatively straightforward. Reviewed on: 30th May 2017

Quick, easy, great value!

When looking for a long time loan with minimal interest and to get to me quickly, Zopa was the only option. Money in my account in 3 days, great interest rates, and fixed repayments. Easy. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan (discontinued)
from Loans at Home (inactive company) 3.89 from 11 reviews
Payday Loan
from 247Moneybox 4.14 from 65 reviews
Loans
from Voyager Alliance Credit Union 4.85 from 400 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub