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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

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4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Fast approval of loan at a low interest rate that my own bank couldn't match.

I needed a loan to top up my cash on hand to change my wife's car at short notice. I looked into Moneysuoermarket.com for their recommendations on loans & they flagged Zopa as the best option, which I would never have thought about. I tried my own bank and a couple of the other big bank names to check loan rates, but none were even close, so no-brainer to select Zopa. I applied for the loan and it was approved in a couple of days, allowing me to get a good offer on the vehicle I had found. Reviewed on: 19th December 2016

Great company to get a loan from

I got a loan out about four years ago for a car, I was approved almost straight away and I was happy with the interest rate too. My loan will end next year and Zopa would be my first choice if I was considering another loan in the future. Reviewed on: 19th December 2016

Swift and Hassle Free

I was more than pleasantly surprised by the speed and simplicity of applying for a Zopa loan ... it was agreed and in my bank almost before I could draw breath. I have no hesitation in recommending Zopa for their extraordinarily efficient decision. Thank you ....... and I could hardly believe the interest rate! I was only truly convinced when my first payment appeared on my bank statement! Reviewed on: 19th December 2016

Easy to deal with and great rates

Found them very competitive in the loan market, with easy to use process and super customer service Reviewed on: 19th December 2016

Zopa grearest

Fast quick and effective very efficient and great customer service Reviewed on: 19th December 2016

Loan

Great rates and website easy to use. Money transfered in good time. Reviewed on: 19th December 2016

Fantastic

Fast and easy process for a loan , customer service always willing to help and great to talk to. So easy setting everything up. Reviewed on: 19th December 2016

East loan

It was so easy to apply with a very prompt positive decision Reviewed on: 19th December 2016

Amazing, easy too use and fast response

Found the whole experiance to be swift and easy, with fast response to availabilty of loan it couldn't of been more ideal Reviewed on: 19th December 2016

Fantastic experience

I needed a loan of £1000 for some unforeseen car repairs, I found Zopa (never heard of before) via some internet searching and I couldn't believe my eyes. To borrow the money over 12 months I'd only have to pay £40 in interest, I signed up straight away and the money was in my account within a couple of days, very easy, no hassle at all, thank you Zopa. Reviewed on: 19th December 2016

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