Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

Zopa service

Excellent Service Efficient rapid response Easy to use website Reviewed on: 19th December 2016

good service, good rates

fast efficient service, good rates of interest, that's all one need Reviewed on: 19th December 2016

very handy

Purfect customers service,best interest rate Reviewed on: 19th December 2016

Borrowing with a conscience

Sometime we need to borrow money to help us make our future become a reality - borrowing from Zopa meant that we were getting support from people like us who wanted to help people like us. They took an interest in what the loan was for, made sure we really knew what borrowing was about whilst respecting our privacy and personal responsibility. The interest rates are fair and transparent and the service very professional. Reviewed on: 19th December 2016

Better rates than my bank

Bought a car at 11%cheaper than the garage could do! Reviewed on: 19th December 2016

My experience

There has been a few occasions recently when I have needed to call through to Zopa for some support. Every Tim I call I get high levels of customer service. Reviewed on: 19th December 2016

Very easy to work with

Best rates and easiest to work with Reviewed on: 19th December 2016

Hassle free loan

Zopa provided me with great interest rates and an affordable repayment plan. The process was hassle free and fast, with no stress or issues. Reviewed on: 19th December 2016

Easy cash hassle free

It was easy, was offered great rates and approval was quick and hassle free Reviewed on: 19th December 2016

TRUSTED LENDER

easy company to deal with,everything is explained before taking loan Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Sainsburys Bank 3.30 from 70 reviews
Personal Loans
from Conduit 4.82 from 353 reviews
Payday Loan
from 247Moneybox 4.14 from 65 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub