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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Very easy and fast!

5
Was very easy with Zopa, they reply you quickly to every question and the process was terribly fast and safe. Will suggest to everybody this service is great and helpful! Reviewed on: 19th December 2016

Class zopa

5
Best, fastest, easiest most reliable company there is. Class act Reviewed on: 19th December 2016

Fantastic service from Zopa, beat my high street banks interest rate by a mile

5
Highly recommend Zopa, they have low loan rates and excellent customer service Reviewed on: 19th December 2016

Easy application process great rates

5
Took me three days from start to finish and money was available in my bank account by the end of the third day. Reviewed on: 19th December 2016

Stress free

5
Help staff, stress free experience. Paid back in no time. Reviewed on: 19th December 2016

best loan provider

5
Easy process right the way through and money in my back so quickly! Reviewed on: 19th December 2016

Very efficient

5
Very fast response and even quicker payment into account Reviewed on: 19th December 2016

Great service

5
Quick, easy to use and affordable repayments! Reviewed on: 19th December 2016

loanerific

5
I received my loan decision within minutes. Got a great interest rate and the money was in my account very quickly. Can't recommend them highly enough. Reviewed on: 19th December 2016

Great loan company

5
I took out a loan with them. Great interest rate, user friendly and straight forward no hassle system, and fruendly customer service staff. Ready and willing to help. Reviewed on: 19th December 2016

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