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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great loan company

Fantastic company clear rates, monthly repayments no problems Reviewed on: 27th December 2016

Fast, efficient and low rates.

Simple: low rates, simple to use website and money transferred promptly. Reviewed on: 27th December 2016

easy-peasy

Easy application. Super quick decision. Simple. Reviewed on: 27th December 2016

Fast, efficient and tailored to my needs.

Flexible approach, being able to pay off early if my circumstances changed suited my needs. Email communication was always clear and helpful. A positive borrowing experience. Reviewed on: 27th December 2016

Ease of application and interest rate equal to the big banks

Through Clearscore it rated Zopa alongside all other lenders in the market. The rate was better than Santander. Application was quick and simple and online. Would recommend to anyone. Reviewed on: 26th December 2016

Well explained and easy to set up.

Did my research for a loan and the best deal was with zopa. Reviewed on: 26th December 2016

easy,efficient, fair,competitive rates

my experience was quick, painless and efficient Reviewed on: 26th December 2016

Arranging a loan with Zopa was quick and straightforward

Really straightforward to apply for a loan and upload documents, rapid response Reviewed on: 26th December 2016

Simply Excellent

Brilliant company. Online pages easy to navigate and all the information you need is there for you. No need to contact a Customer Service Centre and spend hours on the phone. Loan approved and paid direct into bank really quickly, low rates. No mithering emails either about additional borrowing etc, does exactly what it says on the tin! Overall the best loan company I've ever used. Reviewed on: 26th December 2016

Simple, straightforward

Fantastic, simple to use service Reviewed on: 26th December 2016

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