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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Brilliant!

Lower interest rate then my bank and excellent customer seevice! Would definitely recommend zopa above any other loan company! Reviewed on: 25th December 2016

Quick and super easy to set up,and low interest rates make it a great deal

I needed the loan quickly and Zopa didn't let me down Reviewed on: 25th December 2016

Shame on you, banks!

I needed some money for new computer. Only Zopa offered reasonable rates for me, despite my good credit rate. Reviewed on: 25th December 2016

zopa loan

taking out the zopa loan was quick straight forward the money was in my account very quick, interest rates are very competitive, you can manage your loan online i.e. make extra payments alter repayment date etc. all in a pleasant experience Reviewed on: 24th December 2016

Quick, easy and everything that you could want from a provider

Having not heard of Zopa I was apprehensive about applying for a loan. I read a few bad reviews but there was enough positive ones to persuade me to apply for a loan. I am glad I did as it was so quick and easy. Would use again and would recommend to a friend. Reviewed on: 24th December 2016

Loan application

Very quick process. Uploading evidence was also easy. When I have called in staff have been very friendly and helpful Reviewed on: 24th December 2016

I'm happy to be with you

You are my first port of call when I need a loan. Peer to peer lending is the way forward. Reviewed on: 24th December 2016

Easy process, great rates

Very easy application process, no hassle and a great interest rate on the loan, I would definitely recommend Zopa if you need a loan. Reviewed on: 24th December 2016

no complicated words, just loan amount, monthly repayments & total paid by end of loan, simple & easy to understand.

helped me put my bills in one pile & sort them easier. Reviewed on: 24th December 2016

Easy to deal with, hassle free

Hassle free, quick and good rates Reviewed on: 24th December 2016

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