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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 24th Mar 2026
274000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa have helped me and my family for years now... Zopa have helped me and my family for many years now gave me a loan when my family really needed it I'm now saving monthly with there great savings ac... Read more Reviewed on: 24th March 2026
Paul metcalf's avatar
Paul metcalf

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

Great help at the right time, amazing service and money available by Zopa as committed!

5
The great help done by Zopa to me, at the right time. The mobey which i needed was not possible through others sources which is done by Zopa. Very systematic, highly recommended! Reviewed on: 19th December 2016

Amazing!

5
I got approved for a £10000 loan when my credit rating wasn't the best, I wasn't expecting to be approved at all, to my amazement I got approved within 10 minutes of applying, amazing! Reviewed on: 19th December 2016

Exceptional service.

5
Fast, efficient service. Would certainly recommend. Reviewed on: 19th December 2016

Great all-round service

5
Got a Zopa loan for my car this year. They provided the best interest rates but the most notable feature of the service was how easy it was apply for and how quickly the money was in the bank to enable me to snap up a bargain! Reviewed on: 19th December 2016

No mumbo jumbo

5
Just when it was needed Zopa helped without throwing in any confusing jargon or unnecessary hurdles to jump. Fabulous service, highly recommended. Reviewed on: 19th December 2016

Simple

5
Fast and cheaper than other 'big brands'. Would definitely use again Reviewed on: 19th December 2016

Best loan provider of the 21st century

5
Low interest loan, super quick approval process, excellent customer service Reviewed on: 19th December 2016

Great service and reliability

5
Extremely helpful staff, great advice and service and communicated very well. Would definitely recommend. Reviewed on: 19th December 2016

Mr

5
I would recommend Zopa for loans an excellent experience Reviewed on: 19th December 2016

Highly recommend

5
Great company, no issues whatsoever Reviewed on: 19th December 2016

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