Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69090)

Excellent way of providing those essential loans for people.

5
We borrowed 2,000 at a very reasonable interest rate. We will definitely be using again and have already recommended this service to three people who have all successfully obtained loans. Reviewed on: 23rd December 2016
Carrie Newman's avatar
Carrie Newman

Great company

5
Good and well worth it.Very fast and everything done online with no problems Reviewed on: 23rd December 2016
Andrew henry's avatar
Andrew henry

Hassle free loans

5
Zopa made it so easy to arrange my loan and at a great rate offering me loads of options with the term of the loan also. Will definitely go to Zopa for any future loams. Great service!! Reviewed on: 23rd December 2016
Paul Carver's avatar
Paul Carver

Excellent

5
Quick and easy process and great customer service Reviewed on: 23rd December 2016
Claire Robinson's avatar
Claire Robinson

Excellent

5
Quick and easy, great customer service Reviewed on: 23rd December 2016
Claire Robinson's avatar
Claire Robinson

Effortless.

4
Quick , without delays and hopefully somebody else than a Bank will gain some profits. Reviewed on: 23rd December 2016
Aleksander Czarkowski's avatar
Aleksander Czarkowski

Professional and courteous

5
It was easy to apply. When I had a query, it was answered promptly and clearly. Reviewed on: 23rd December 2016
Val Warren's avatar
Val Warren

Honest lenders in a dishonest market

4
Fair, easy to apply, has customer's interest at heart and good interest rates that fit with the purpose of an accessible loan in today's market. Reviewed on: 23rd December 2016
Christy Cooke's avatar
Christy Cooke

Such a well designed customer experience to simply applying for a loan.

5
A really simple, well thought out and fast process for taking out a loan, coupled with excellent rates. Would recommend to all. Reviewed on: 23rd December 2016
Gavin hale's avatar
Gavin hale

Great rates,Easy, thorough and quick

5
Nice and striaght forward way to get a loan. Liking the flexible ways to pay Reviewed on: 23rd December 2016
Gavin Dangerfield's avatar
Gavin Dangerfield

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Credit card

    from Zopa 4.87 from 44354 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill