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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent

5
I found the website easy to use and information related my loan was emailed within minutes,and money in my account v quickly. Excellent service and first class website. Reviewed on: 23rd December 2016
Kerrie Sinclair's avatar
Kerrie Sinclair

Excellent way of providing those essential loans for people.

5
We borrowed 2,000 at a very reasonable interest rate. We will definitely be using again and have already recommended this service to three people who have all successfully obtained loans. Reviewed on: 23rd December 2016
Carrie Newman's avatar
Carrie Newman

Great company

5
Good and well worth it.Very fast and everything done online with no problems Reviewed on: 23rd December 2016
Andrew henry's avatar
Andrew henry

Hassle free loans

5
Zopa made it so easy to arrange my loan and at a great rate offering me loads of options with the term of the loan also. Will definitely go to Zopa for any future loams. Great service!! Reviewed on: 23rd December 2016
Paul Carver's avatar
Paul Carver

Excellent

5
Quick and easy process and great customer service Reviewed on: 23rd December 2016
Claire Robinson's avatar
Claire Robinson

Excellent

5
Quick and easy, great customer service Reviewed on: 23rd December 2016
Claire Robinson's avatar
Claire Robinson

Effortless.

4
Quick , without delays and hopefully somebody else than a Bank will gain some profits. Reviewed on: 23rd December 2016
Aleksander Czarkowski's avatar
Aleksander Czarkowski

Professional and courteous

5
It was easy to apply. When I had a query, it was answered promptly and clearly. Reviewed on: 23rd December 2016
Val Warren's avatar
Val Warren

Honest lenders in a dishonest market

4
Fair, easy to apply, has customer's interest at heart and good interest rates that fit with the purpose of an accessible loan in today's market. Reviewed on: 23rd December 2016
Christy Cooke's avatar
Christy Cooke

Such a well designed customer experience to simply applying for a loan.

5
A really simple, well thought out and fast process for taking out a loan, coupled with excellent rates. Would recommend to all. Reviewed on: 23rd December 2016
Gavin hale's avatar
Gavin hale

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