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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa review

Zopa for loans are quick, efficient and friendly to deal with and they have very competitive rates Reviewed on: 23rd December 2016

Excellent experience

Low interest rates, fast processing thereby no long waits, instant checks, excellent service. Highly recommended Reviewed on: 23rd December 2016

Club tropizopa

Club tropizopa Reviewed on: 23rd December 2016

Excellent all around

I approached Zopa for a personal loan and received a great service and a product. Reviewed on: 23rd December 2016

Keeping things simple

The whole process was simple - fill in forms, get an answer and money transferred in no time. Even changing the repayment date was simple. Will definitely recommend to family and friends Reviewed on: 23rd December 2016

Excellent

Organised and well efficient way of taking a loan Reviewed on: 23rd December 2016

Brilliant, easy to apply and no fuss!!

I found ZOPA so easy and friendly. No fuss loan company with staggering rates!! Reviewed on: 23rd December 2016

good rates

Easy to apply and great rates. Nice people to speak to and easy to apply on line. Reviewed on: 23rd December 2016

Great rates and easy to setup

I wanted to buy a new car but wanted a low interest for the money I borrowed. Lower than what the car dealers offered. I got in touch with Zopa online and set up my loan and I am really please with the service and interest rate. Once I received the money I was really to buy my new car. Reviewed on: 22nd December 2016

Amazing

It was easy and with brilliant intrest rate Amazing customer service too Reviewed on: 22nd December 2016

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