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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Excellent experience

5
Low interest rates, fast processing thereby no long waits, instant checks, excellent service. Highly recommended Reviewed on: 23rd December 2016
Komal Dave 's avatar
Komal Dave

Club tropizopa

5
Club tropizopa Reviewed on: 23rd December 2016
Richie Meaden's avatar
Richie Meaden

Excellent all around

5
I approached Zopa for a personal loan and received a great service and a product. Reviewed on: 23rd December 2016
Dantha De Zoysa 's avatar
Dantha De Zoysa

Keeping things simple

5
The whole process was simple - fill in forms, get an answer and money transferred in no time. Even changing the repayment date was simple. Will definitely recommend to family and friends Reviewed on: 23rd December 2016
Claire Reeves's avatar
Claire Reeves

Excellent

5
Organised and well efficient way of taking a loan Reviewed on: 23rd December 2016
Joan Lillo 's avatar
Joan Lillo

Brilliant, easy to apply and no fuss!!

5
I found ZOPA so easy and friendly. No fuss loan company with staggering rates!! Reviewed on: 23rd December 2016
Roy's avatar
Roy

good rates

5
Easy to apply and great rates. Nice people to speak to and easy to apply on line. Reviewed on: 23rd December 2016
Ann Allison's avatar
Ann Allison

Great rates and easy to setup

5
I wanted to buy a new car but wanted a low interest for the money I borrowed. Lower than what the car dealers offered. I got in touch with Zopa online and set up my loan and I am really please with the service and interest rate. Once I received the money I was really to buy my new car. Reviewed on: 22nd December 2016
Martyn's avatar
Martyn

Amazing

4
It was easy and with brilliant intrest rate Amazing customer service too Reviewed on: 22nd December 2016
Jayasankar 's avatar
Jayasankar

Good to deal with

4
Taking out a Zopa loan was very quick and easy, and I got a good rate of interest. The only thing to be aware of is if you change banks, make sure it's well in advance of your Zopa payment date. My swap date was just a few days before payment and I didn't know that Zopa couldn't process it that quickly. Fortunately they called me straight away and I made that month's payment by debit card. So good customer service. Reviewed on: 22nd December 2016
May Blank's avatar
May Blank

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