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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Straightforward and quick.

5
Zopa's easy to navigate website and simple form led to a speedy decision and the money arrived in my account quickly, Reviewed on: 22nd December 2016
Richard Brown's avatar
Richard Brown

Fast, efficient, excellent loan rate and service!

5
Quick and easy application with a fantastic rate over a fixed term. The money was in my account within days of acceptance. Brilliant service allowed me to purchase my desired car. Very happy customer! Reviewed on: 22nd December 2016
Will McEvaddy's avatar
Will McEvaddy

Car loan

5
Competitive loan quickly arranged with minimum fuss. Reviewed on: 22nd December 2016
Jon Harpin's avatar
Jon Harpin

Great service

5
Very fast and quality service. Would definitely recommend to friends Reviewed on: 22nd December 2016
Chris Carpenter 's avatar
Chris Carpenter

Very helpful.good customer service

5
Affordable and simple application process Reviewed on: 22nd December 2016
Suni's avatar
Suni

Excellent service. Ease of use, amazing.

5
Applid for my car loan and was accepted without a drama. The funds were in my account within the week. Far easier than all the mainstream banks. Reviewed on: 22nd December 2016
Steve's avatar
Steve

Hassle free loan

5
So easy from start to finish, so stress free, great. Reviewed on: 22nd December 2016
Kurt daley's avatar
Kurt daley

Simply the best

5
I needed a loan to buy a new car as my old car had just packed up on me. I went on this website as i needed this loan urgently. It was so easy to use, the loan was approved and the money transfer into my bank was done without any hassle. This was the best loan company on the market and so glad that I used Reviewed on: 22nd December 2016
Phil Jordan's avatar
Phil Jordan

Perfect Solution for Financing Purchases

5
I had to arrange for a car loan over 3 years ago now and Zopa offered a superb service at great value. The whole concept and design for this product just works perfectly, and I was especially happy to be using it as an individual with a good credit rating, because I had the peace of mind that the application vetting process would not be affecting that. I would and have continued to recommend Zopa to my colleagues and would certainly take up the option again in the future if needed. Reviewed on: 22nd December 2016
K O'Reilly's avatar
K O'Reilly

Zoptastic

5
Needed a loan quickly I shopped around and choose Zopa as it was clear and easy to apply. I cannot fault the service and within 48 hours the money was transferred to my account. I would not hesitate in recommending Zopa to friends and family and if I ever need another loan it will definately be Zopa I turn to Reviewed on: 22nd December 2016
Karen Webb's avatar
Karen Webb

Review Zopa: Personal loan now

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