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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast, efficient, excellent loan rate and service!

Quick and easy application with a fantastic rate over a fixed term. The money was in my account within days of acceptance. Brilliant service allowed me to purchase my desired car. Very happy customer! Reviewed on: 22nd December 2016

Car loan

Competitive loan quickly arranged with minimum fuss. Reviewed on: 22nd December 2016

Great service

Very fast and quality service. Would definitely recommend to friends Reviewed on: 22nd December 2016

Very helpful.good customer service

Affordable and simple application process Reviewed on: 22nd December 2016

Excellent service. Ease of use, amazing.

Applid for my car loan and was accepted without a drama. The funds were in my account within the week. Far easier than all the mainstream banks. Reviewed on: 22nd December 2016

Hassle free loan

So easy from start to finish, so stress free, great. Reviewed on: 22nd December 2016

Simply the best

I needed a loan to buy a new car as my old car had just packed up on me. I went on this website as i needed this loan urgently. It was so easy to use, the loan was approved and the money transfer into my bank was done without any hassle. This was the best loan company on the market and so glad that I used Reviewed on: 22nd December 2016

Perfect Solution for Financing Purchases

I had to arrange for a car loan over 3 years ago now and Zopa offered a superb service at great value. The whole concept and design for this product just works perfectly, and I was especially happy to be using it as an individual with a good credit rating, because I had the peace of mind that the application vetting process would not be affecting that. I would and have continued to recommend Zopa to my colleagues and would certainly take up the option again in the future if needed. Reviewed on: 22nd December 2016

Zoptastic

Needed a loan quickly I shopped around and choose Zopa as it was clear and easy to apply. I cannot fault the service and within 48 hours the money was transferred to my account. I would not hesitate in recommending Zopa to friends and family and if I ever need another loan it will definately be Zopa I turn to Reviewed on: 22nd December 2016

excellent service

excellent quick and friendly service, a pleasure to deal with. Reviewed on: 22nd December 2016

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