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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

Amazing service!

5
Very quick service and hassle free, no complaints whatsoever!! I would definitely recommend Zopa!! Reviewed on: 19th December 2016

Simple and easy

5
great rates and so simple to apply and set up, Wouldn't use anyone else Reviewed on: 19th December 2016

Nice and easy

5
Was looking for the best deal to fund home improvement- really easy process, money in bank account ver quick and son stayed at local uni rather than go away - win win - thank you Zopa Reviewed on: 19th December 2016

Best value & very easy.

5
Zopa were cheaper than our bank and very quick to set up. Highly recommend. Reviewed on: 19th December 2016

Fast. Efficient. Competitive. Perfect.

5
Great lender, really good rates. Quick to provide funds. No hassle. Reviewed on: 19th December 2016

Always received great service, friendly and helpful

5
Great service every time. Never too much trouble. Reviewed on: 19th December 2016

Quick effecient

5
I took out a loan and it was all done within a few days Reviewed on: 19th December 2016

Best by far

5
I was very impressed with the whole experience taking out a Zopa loan. Easy,quick and fantastically low Apr. I can highly recommend Zopa to anyone wanting a hassle free loan experience. Reviewed on: 19th December 2016

Very good experience

5
Pretty much everything a loan company should be! Reviewed on: 19th December 2016

Great experience money available within a couple of days

5
Very happy with my experience will definitely recommend and use again personally Reviewed on: 19th December 2016

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