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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and hassle free borrowing

Looked for best rates available for personal loan and Zopa are the best. No phone calls, no to and fro just a quick decision and done. Everything done online as it should be in the 21st century. Reviewed on: 22nd December 2016

Very efficient service

I needed a loan and I did not want a high rate and not over too long a period. Zopa had the right loan which I took. Reviewed on: 22nd December 2016

Way to use, efficient, good value

I've been with Zopa for a few years. The website is simple to use, loans are easy to apply for and the process is very efficient. I have recommended them to people I know and will continue to do so Reviewed on: 22nd December 2016

Quick, easy, cheap

It is hard to compete with Zopas interest rates when it comes to small and short term loans. I am very satisfied. Reviewed on: 22nd December 2016

Zopa Leads the way

Zopa have a relaxed professional approach to lending with a huge focus on Customer service Reviewed on: 22nd December 2016

Zopa leads the way

Zopa have a relaxed professional approach to Lending with a Huge focus on customer service Reviewed on: 22nd December 2016

Thank you Zopa and your speedy service

I was lucky enough to get this loan on behalf of my son who had been struggling to get a car as bus routes didn't get him to his new job on time. Loan was processed immediately and had the money within 3 days as promised! He's doing great in his job and paying me back monthly for the loan. Thank you Zopa! Reviewed on: 22nd December 2016

Very good and fast service, and low interest rates.

I am took a loan from Zopa.com and I am very happy because the loan it helped for me very much and the interest is are small, it is possible to change the payment date without any penalty, as much as I have had loans from different companies Zopa.com is the best, if i need the loan again I will come back to the Zopa.com for it. Thank you very much to Zopa.com. Reviewed on: 22nd December 2016

Clear and slick website

Zopa website is clear and easy to use. Made ti very easy to compare options and understand the rates and terms. Guided me easily through the application. I would recommend Zopa's website as a best practice example. Reviewed on: 22nd December 2016

Excellent Lender

Took out a home improvement loan with Zopa. Terms and rates were clearly explained and much more competitive than the high street banks. Early repayment with no penalties is a major plus point. Application was processed quickly with no fuss. I would recommend Zopa. Reviewed on: 22nd December 2016

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