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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy and good rates

Easy and quick with great rates. Reviewed on: 22nd December 2016

fast and efficient

checked online and compared loans and this came out the best for me without huge interest costs, made sense for me to do it and had the money within 48 hours, I couldn't have been happier Reviewed on: 22nd December 2016

Excellent service. Great rates!

Excellent hassle free service. Great rates! Reviewed on: 22nd December 2016

Treat you like a human being.

Not too intrusive about personal information as you are dealt with respect throughout the process. Reviewed on: 22nd December 2016

First class service.

We used Zopa for a car loan. Straightforward and hassle free service. Option to settle balance without penalty is a big plus. Would definitely use Zopa again and would recommend to others. Reviewed on: 22nd December 2016

Great rates and easy to apply

I applied for a loan for my car and was in my account within 2-days. The rate was so low even the car company who offered me finance was impressed! Great service. Reviewed on: 22nd December 2016

Great personal loan experience

Customer service was excellent, straightforward and stress free, wouldn't hesitate to come back when I need to take out a loan again, thanks Reviewed on: 22nd December 2016

Excellent Loan Provider

Having initially never heard of Zopa I did my homework and ended up applying for a loan with them. My experience of their website, product and service has been excellent. I have no problem recommending Zopa on my experience and would definitely use them again in the future should the need arise. Reviewed on: 22nd December 2016

No hassle and value for money

It was easy to apply and set up. Keeping track of my account was easy online and I like the whole idea of peer lending too. Totally recommended Reviewed on: 22nd December 2016

Quick approval and the best offer you can find.

Quick and low interest .The website is very easy to access And customer service is excellent. Reviewed on: 22nd December 2016

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