Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Fast, friendly and efficient

Zopa helped me when my bank wouldn't. Very fast, appropriate rates. Highly recommend Reviewed on: 19th December 2016

1st choice always for personal lending

As I had had a previous loan this was done and dusted in seconds and the money in my account extremely quickly Reviewed on: 19th December 2016

applying for a loan

The process of applying and being approved for a loan is very straight forward with the minimum of formalities. Decisions are given in a very short space of time. would recommend to friends. Reviewed on: 19th December 2016

Very good service

Got accepted straight away and had no problems with he repayments Reviewed on: 19th December 2016

Fast easy straightforward

Easy to use website fast response and money transfered promptly good rates Reviewed on: 19th December 2016

Good quality items, quickly delivered

Order came within a few days over the Christmas period, well packaged, good quality for the price. Good service all round Reviewed on: 19th December 2016

Great

Fast, efficient and an excellent alternative to other lenders. Reviewed on: 19th December 2016

Fantastic rates, professional service

Very helpful staff, easy to contact. Reviewed on: 19th December 2016

Value and service

The process of borrowing from Zopa is simple and uncomplicated. They make a decision quickly and put the money into your bank account. After that you just make your payments by direct debit. If, however, things change and you want to overpay or pay off your loan entirely, there are no strings attached: no tie-in period, no penalties, no charges; you just pay off as much as you like. How refreshing. Reviewed on: 19th December 2016

Simple process fantastic service

I needed a loan to pay off my credit cards so contacted Zopa - Within a few days the money was in my bank it couldn't have been easier Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Ikano Bank 1.85 from 36 reviews
Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews
Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.25 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub