Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Fast & straight forward

Very clear cut no hidden charges... Reviewed on: 19th December 2016

Great platform

Getting all the information about a loan is simple and easy to understand. The whole process from start to finish is a doddle and the loan is arranged very quickly. I've now taken out several loans over the years, great site/lenders! Reviewed on: 19th December 2016

Personal loan

I would highly recommend Zopa to anyone wanting to take out a small loan. The interest rates we the most competitive. The website was quick and easy to navigate. I got a quick decision and received the money fast. Fab experience all round. Reviewed on: 19th December 2016

Zopa helps to get the things you need.

The process of taking out a loan is really easy. The rates are competitive and affordable. Reviewed on: 19th December 2016

Great loans

Really simple to get a Zopa Loan. Their website is easy to use, the rates are very low and the whole process simple and quick. Once you have the loan it's very easy to keep track of the loan via the website and you can make overpayments when you can with no problem. To sum it up a quick, simple, flexible and cheap way to borrow money. I would recommend them to anyone. Reviewed on: 19th December 2016

applied on line, all information is clear to follow and quick efficient response, hardly any waiting time for a decision

I applied for a loan to do some home refurnishment. Zopa offered excellent rates compared with other banks which I had checked. The whole process was very easy and stress free from the beginning. Reviewed on: 19th December 2016

Excellent service : clear and simple advice

Such an easy application process which is informative and clear throughout - would use Zopa again and recommend to friends or family! Reviewed on: 19th December 2016

Great rate and quick and easy!

The rates were great. I filled in a quick info page and I knew instantly that I was approved the loan. Very easy and quick!! Reviewed on: 19th December 2016

Amazing Company and Experience

Zopa is the by far, the best company I have ever dealt with for a loan. The experience was made very simple, and made easy by the customer friendly staff. I have used Zopa twice for different amounts off loans. Both of these loans were secured within days off my application. I would recommend Zopa too anyone who requires a loan. Large or small Zopa helps sort them all. Reviewed on: 19th December 2016

Have used twice now fast and efficient

I wanted a loan , my bank was going to be a haste and I couldn't get a firm interest rate, with zopa no problem great interest rate and the loan was in my account in no time at all in fact I was that impressed I have used them again and will in the future. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Finance
from Together Money 2.22 from 7 reviews
Loans
from Manchester Credit Union 4.93 from 2182 reviews
Short-term loan
from Uberima 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub