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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great Experience

Taking out my loan with Zopa was a very uncomplicated experience. The staff were more than helpful with any queries and the loan was in my account very quickly. Highly recommended. Reviewed on: 22nd December 2016

Great All Round Service

Amazing, quick and easy process. Thoroughly recommend Zopa to anyone thinking about a loan Reviewed on: 22nd December 2016

Would consider first every time !

Zopa is well worth considering before any high street lender. Simple, quick, easy to understand, straight forward lender with no hidden extras or fees. Would turn to again and again. Reviewed on: 22nd December 2016

Zopa great rates, integrity and customer care.

Very easy to set up a loan, track your payments and see where your loan comes from. I love the fact that anybody can loan and save money at good rates and continuing flexibility about payments and overpayments. Reviewed on: 21st December 2016

Easy and fast.

Applied for a load was approved within minutes and had the money within a few days have the option to extend loan if needed. Reviewed on: 21st December 2016

Car Loan

Simple and easy to use website, my loan was sorted out in just a few days, which enabled me to get myself back on the road! Reviewed on: 21st December 2016

Wonderful service

Fab rates, quick decision and great service! Reviewed on: 21st December 2016

A VERY SATISFYING EXPERIENCE.

The process was very straightforward. The in interest rates among the best. The loan was into my account within hours. Reviewed on: 21st December 2016

Excellent personal service with none of the hassle

Excellent personal service with none of the hassle Reviewed on: 21st December 2016

Superb!

The process & application was quick, easy & hassle free. Absolutely marvellous, would highly recommend. Thanks Zopa! Reviewed on: 21st December 2016

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