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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

super service

5
Fantastic super-contact and accurate information without surprises Reviewed on: 4th January 2017
Marc Saturnin Wollf's avatar
Marc Saturnin Wollf

Great service

5
Great service and rates. Very happy with my Zopa loan Reviewed on: 3rd January 2017
Talitha Lee's avatar
Talitha Lee

Simple, low cost loans with great service team.

5
The process to apply was simple, and the loan was set at a very reasonable rate. I was also happy to be taking my business to a provider with a great ethical approach to lending and investing. I have required helps several times with passwords etc and the service team have always been highly responsive. I wish all the companies I dealt with could meet this standard! Reviewed on: 3rd January 2017
Mark Remmington's avatar
Mark Remmington

Brilliant!!

5
Excellent service. Well informed. Easy to understand, quick and efficent! Reviewed on: 3rd January 2017
MYLES TIMSON's avatar
MYLES TIMSON

easy & cheap

5
easy & cheap.. Zopa were by far the cheapest interest rates for my car loan. Money was wired to me in days Reviewed on: 3rd January 2017
Brian Horan's avatar
Brian Horan

Another year of great service

5
I've been with Zopa since 2014 and I'm still impressed by their simple but excellent website which gives me full control over my loan. Reviewed on: 1st January 2017
Julian Jacome's avatar
Julian Jacome

Brilliant loan service

5
Had a loan for a car for my business. Great interest rates, excellent customer service, and I'm now waiting to invest money to help others get a similar experience. Reviewed on: 1st January 2017
Keith Glass's avatar
Keith Glass

Simply the best!

5
I've taken out 2 loans with Zopa and everything from start to finish is just so simple and stress free. I would definitely recommend them. Reviewed on: 1st January 2017
Ian Evans's avatar
Ian Evans

Excellent!

5
Simple, efficient & excellent value. Faultless. Reviewed on: 1st January 2017
M Westcott 's avatar
M Westcott

Great service

5
Simple and effective system and easy to apply with good rates Reviewed on: 1st January 2017
Robert Jones's avatar
Robert Jones

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