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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent service.

Simple, straight forward experience. Reviewed on: 21st December 2016

Good rates easy to use

Easy to apply for no penalties for paying off early Reviewed on: 21st December 2016

Great loan company

Very straight forward and easy to apply and set up the loan. Exactly whatI needed. Reviewed on: 21st December 2016

an excellant experiece

A busy site,well worth any temporary holdups Reviewed on: 21st December 2016

Great Simple Loan

Cannot be easier to set up a loan with Zopa. The website is really very simple and not confusing and took only 15 mins to set up. Would definitely recommend Reviewed on: 21st December 2016

Efficient and Easy Service

zopa offered a no fuss loan which was sorted quick and efficiently. I would thoroughly recommend this company. Reviewed on: 21st December 2016

Excellent, fast and efficient. Highly recommended indeed

The easy to navigate website made applying for a loan easy and stressfree. Thank you Reviewed on: 21st December 2016

Easy to deal with

When I took out my loan with Zopa the whole process was straightforward and uncomplicated from start to finish and loan granted and paid into my bank account in a matter of days.also great communication, Reviewed on: 21st December 2016

Easy and straight forward

The experience was easy to use and straight forward .. great website and quick decision Reviewed on: 21st December 2016

Good rates

Good rates and really helpful that I can just log in online to view where I am with payment. Nothing complicated about the site either, easy to use. Reviewed on: 21st December 2016

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