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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Effortless investing and borrowing, superb rates, no shareholders having their pound of flesh!

It's great lending and borrowing with Zopa. You pay a small fee to cover costs and in return you get a great return on your lending and low interest rates on borrowing. The reason - there is no shareholder sat in between, lazily living off the fat of the land! Reviewed on: 19th December 2016

Simple and rewarding

Easy to use, great rates, fantastic service and sticking it to the traditional banking sector. What's not to like? Reviewed on: 19th December 2016

Excellent all round

Easy to do, quick to organise and simple to understand Reviewed on: 19th December 2016

No hassle lender

Nothing was a problem with zopa , recommend to anyone , good rates too. Reviewed on: 19th December 2016

Zopa loan

Found them effective and the repayable amount easy to manage each month Reviewed on: 19th December 2016

Great interest rates and a hassle free loan

Great interest rates and nice easy application process - quick to setup and hassle free Reviewed on: 19th December 2016

Easy, fast and affordable

Zoopa managed to beat all other mainstream lenders and provide a completely hassle free application 5 stars Reviewed on: 19th December 2016

Quick, easy and great rates!

Money was approved and in my account the next day. Would 100% use Zopa again! Reviewed on: 19th December 2016

Zopa helped me to get a loan at the right time I really needed a loan. Thankyou Zopa

I went to my bank whom I have banked for years. Having previously taken a loan (which was repaid now), I needed a new one to fund my home improvements. My bank came up with a interest rate of 5.8% and zopa was 3.3%. The loan application was simple, clear and no fuss aboslutely as it should be. Will definitely for my next loan if needed in future. Thanks Zopa. Reviewed on: 19th December 2016

Best lender ever!

The whole process of taking out a loan is scary business but the reviews and application form for Zopa made everything easy, straight forward and installed me with confidence. Not only was the APR one of the lowest I had come across but the system Zopa have in place to view, change and alter payment dates is fantastic! I cannot recommend Zopa highly enough! Reviewed on: 19th December 2016

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