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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast reliable service provided. Would definitely recommend to family and friends.

Excellent experience when dealing with Zopa. Hassle free from start to finish Reviewed on: 21st December 2016

loan for car

All done and dusted in a couple of days Great interest rates, I have had a couple of loans now and will use zopa again in the future Reviewed on: 21st December 2016

No complaints

Quick and easy to apply and set up your loan and repayments online! Reviewed on: 21st December 2016

Top loan providers

Easy application and great rates Reviewed on: 21st December 2016

great service

Reviewed current loan and updated to reduce outgoing expenditure Great service from staff Reviewed on: 21st December 2016

Simple clear and quick!

I have had cause to use Zopa loans twice. Both times the ease of the process, the transparency and simplicity of the communicatoins and the speedy response have been first class. Reviewed on: 21st December 2016

Hassle Free and Good Value

Very competitive rates and very quick and easy to apply. Reviewed on: 21st December 2016

This is the most reliable money p2p you can find.

Once I heard about p2p I have realised that there is no need for relying on banks - zola sorted all my money problems! Reviewed on: 21st December 2016

loan

Zopa is a modern day easy loan arranging company. They are a stress free easy company to deal with. Finance as it should be. Reviewed on: 21st December 2016

Quick and reliable

If you require an easy no fuss loan contact Zopa Quick and easy with funds arriving in your bank within days of application Reviewed on: 21st December 2016

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