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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Good rates easy to use

5
Easy to apply for no penalties for paying off early Reviewed on: 21st December 2016
Lee webbon's avatar
Lee webbon

Great loan company

5
Very straight forward and easy to apply and set up the loan. Exactly whatI needed. Reviewed on: 21st December 2016
VictoriaLGanderson's avatar
VictoriaLGanderson

an excellant experiece

4
A busy site,well worth any temporary holdups Reviewed on: 21st December 2016
mike patterson's avatar
mike patterson

Great Simple Loan

5
Cannot be easier to set up a loan with Zopa. The website is really very simple and not confusing and took only 15 mins to set up. Would definitely recommend Reviewed on: 21st December 2016
Antonio Casales's avatar
Antonio Casales

Efficient and Easy Service

5
zopa offered a no fuss loan which was sorted quick and efficiently. I would thoroughly recommend this company. Reviewed on: 21st December 2016
katherine johnson's avatar
katherine johnson

Excellent, fast and efficient. Highly recommended indeed

5
The easy to navigate website made applying for a loan easy and stressfree. Thank you Reviewed on: 21st December 2016
Victoria Barnett's avatar
Victoria Barnett

Easy to deal with

5
When I took out my loan with Zopa the whole process was straightforward and uncomplicated from start to finish and loan granted and paid into my bank account in a matter of days.also great communication, Reviewed on: 21st December 2016
Franci Bull's avatar
Franci Bull

Easy and straight forward

5
The experience was easy to use and straight forward .. great website and quick decision Reviewed on: 21st December 2016
Claire 's avatar
Claire

Good rates

5
Good rates and really helpful that I can just log in online to view where I am with payment. Nothing complicated about the site either, easy to use. Reviewed on: 21st December 2016
Steph's avatar
Steph

Fast reliable service provided. Would definitely recommend to family and friends.

5
Excellent experience when dealing with Zopa. Hassle free from start to finish Reviewed on: 21st December 2016
Anthony Moore's avatar
Anthony Moore

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