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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

Awesome

5
Very quick at transferring and very low rates Reviewed on: 19th December 2016
Alison 's avatar
Alison

Absolutely Amazing!

5
At first, I was not sure about the peer-to-peer loan system offered by Zopa. However, after making an application, not only was the complete process very easy and straight forward, but also, the interest rate they offered me was the best I had ever received, even better than what any mainstream bank could offer. Once the loan was approved, the money was paid into my account within a few hours. I must say, I am truly impressed with Zopa's interest rate, service and the complete process. Well done Zopa! Keep up the amazing work and you will continue to grow your customer base. And for anyone that is considering to use Zopa for a loan, do not let this awesome opportunity pass you! You will regret not making the most out of it. Reviewed on: 19th December 2016
Martin V's avatar
Martin V

Very quick efficient service

5
I asked for a loan and within days the money was in the bank Reviewed on: 19th December 2016
Mary's avatar
Mary

Excellent hassle free service

5
Excellent service -the loan was easy to apply for and I got a decision really quickly Reviewed on: 19th December 2016
Victoria Lawday's avatar
Victoria Lawday

Couldn't be simpler!

5
The application process from start to finish is simple and quick. Put this together with Zopa's low interest rates and you have a loan package that can't be beaten. If I needed another loan I would be straight back and there cannot be any better recommendation than that! Reviewed on: 19th December 2016
Lee Adams's avatar
Lee Adams

Awesome

5
It's was the most straightforward experience. Very polite and helpful customer service. I have recommended to all my friends and family Reviewed on: 19th December 2016
Olajumoke Enifeni's avatar
Olajumoke Enifeni

easy access and fast response online would highly recommend

5
easy online service with a fast and efficient response plus excellent rates Reviewed on: 19th December 2016
Lesley Broadhead's avatar
Lesley Broadhead

AMAZING

5
GREAT SERVICE, FAST NO FUSS, NO WAIT, NO HASSLE. THE WAY LENDING SHOULD BE Reviewed on: 19th December 2016
NEIL MACNAB's avatar
NEIL MACNAB

Excellent service by Zopa

5
I have had excellent service from Zopa for my loan, efficient service and customer service was very good. Reviewed on: 19th December 2016
Joanne Davis's avatar
Joanne Davis

Excellent interest rates and excellent customer service

5
Great interest rates and very user friendly website, the option to repay early with no charges is brilliant also the option for a fast track payout even if there is a fee is a great idea. I would recommend zopa to anyone looking to take out a loan. Reviewed on: 19th December 2016
Brian Willis's avatar
Brian Willis

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