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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

loan for car

All done and dusted in a couple of days Great interest rates, I have had a couple of loans now and will use zopa again in the future Reviewed on: 21st December 2016

No complaints

Quick and easy to apply and set up your loan and repayments online! Reviewed on: 21st December 2016

Top loan providers

Easy application and great rates Reviewed on: 21st December 2016

great service

Reviewed current loan and updated to reduce outgoing expenditure Great service from staff Reviewed on: 21st December 2016

Simple clear and quick!

I have had cause to use Zopa loans twice. Both times the ease of the process, the transparency and simplicity of the communicatoins and the speedy response have been first class. Reviewed on: 21st December 2016

Hassle Free and Good Value

Very competitive rates and very quick and easy to apply. Reviewed on: 21st December 2016

This is the most reliable money p2p you can find.

Once I heard about p2p I have realised that there is no need for relying on banks - zola sorted all my money problems! Reviewed on: 21st December 2016

loan

Zopa is a modern day easy loan arranging company. They are a stress free easy company to deal with. Finance as it should be. Reviewed on: 21st December 2016

Quick and reliable

If you require an easy no fuss loan contact Zopa Quick and easy with funds arriving in your bank within days of application Reviewed on: 21st December 2016

Easy flexible lending

Easy to setup with great rate, got just what I needed and paid off in full when I wanted with no charges, this how lending should be. Reviewed on: 21st December 2016

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