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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

best value loan

Easy to apply, received the money quickly and no fee for early repayment Reviewed on: 21st December 2016

Fast, reliable and the best loan provider

Very user friendly, quick and great interest. Very strongly recommended to all. Reviewed on: 21st December 2016

Easy and prompt

My review covers all the parts of getting a loan on line with Zopa. Easy to read terms and conditions , competitive rates and a simple to use website. That combined with a prompt service, lead me to give the 5 stars. Reviewed on: 21st December 2016

Very quick and very affordable loans

Very helpful staff, loan application was processed and approved within 24 hours. Reviewed on: 21st December 2016

Good experience with Zopa

Very quick approval and friendly talks with their staff. Reviewed on: 21st December 2016

My Zopa Experience

My experience with Zopa has been fantastic, from the initial information, the ease of applying, the speed at which the money was received to the outstanding customer service. I would highly recommend Zopa to anyone thinking of taking out a loan. Reviewed on: 21st December 2016

Cheap. Easy.fast!

I was most imperessed with the interest rates from zopa however the whole experience was a breeze! Clear and easy to understand repayment info, easy to navigate website and fast and pain free application, approval and transfer! Would most definately use again and recommend to everyone (as I already have done) Reviewed on: 21st December 2016

Whats not to like?

Great rates and absolutely no issues. Reviewed on: 21st December 2016

Zopa Excellence

The Zopa service is efficient, easy to use and innovative. You can keep an eye on where you are at with your loan at a glance - I really like that. Interet rates are highly competitive. I trust this service provider - don't say that very often! Reviewed on: 21st December 2016

Quick and easy

Applying for a loan was quick and easy. The application was easy to fill in, and the answer came really fast. I would definitely recommend them. Reviewed on: 21st December 2016

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