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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast, reliable and the best loan provider

Very user friendly, quick and great interest. Very strongly recommended to all. Reviewed on: 21st December 2016

Easy and prompt

My review covers all the parts of getting a loan on line with Zopa. Easy to read terms and conditions , competitive rates and a simple to use website. That combined with a prompt service, lead me to give the 5 stars. Reviewed on: 21st December 2016

Very quick and very affordable loans

Very helpful staff, loan application was processed and approved within 24 hours. Reviewed on: 21st December 2016

Good experience with Zopa

Very quick approval and friendly talks with their staff. Reviewed on: 21st December 2016

My Zopa Experience

My experience with Zopa has been fantastic, from the initial information, the ease of applying, the speed at which the money was received to the outstanding customer service. I would highly recommend Zopa to anyone thinking of taking out a loan. Reviewed on: 21st December 2016

Cheap. Easy.fast!

I was most imperessed with the interest rates from zopa however the whole experience was a breeze! Clear and easy to understand repayment info, easy to navigate website and fast and pain free application, approval and transfer! Would most definately use again and recommend to everyone (as I already have done) Reviewed on: 21st December 2016

Whats not to like?

Great rates and absolutely no issues. Reviewed on: 21st December 2016

Zopa Excellence

The Zopa service is efficient, easy to use and innovative. You can keep an eye on where you are at with your loan at a glance - I really like that. Interet rates are highly competitive. I trust this service provider - don't say that very often! Reviewed on: 21st December 2016

Quick and easy

Applying for a loan was quick and easy. The application was easy to fill in, and the answer came really fast. I would definitely recommend them. Reviewed on: 21st December 2016

Fantastic loans and the most competetive

I looked around online. Wanted to top up a personal loan with my bank and their terms were horrendous. Zopa proved to be a God send with competitive rates of apr and almost next day transaction. Would definitely recommend them. Reviewed on: 21st December 2016

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