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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick, affordable and secure

Needed a small loan to buy a decent car rather than buying bangers every year. Zopa was amazing and easy to apply for. The return rate was brilliant. I've recommended Zopa many times. Reviewed on: 21st December 2016

Excellent

Online process: fast, no hassle, quick and all completed in a short time. Highly recommend this service provider. Reviewed on: 21st December 2016

Customer focused

Zopa were friendly, reliable and customer focused. They will be my 'go to' for my next loan. Reviewed on: 21st December 2016

Loan Review

Reasonable, efficient and reliable lender. Reviewed on: 21st December 2016

Good rates excellent customer service good online access prompt payment - all in all first rate company

Was able to have loan approved and in my account in 72 hours from start online - really easy steps to follow online and good rates followed by excellent customer service to process loan request - really satisfied with service provision Reviewed on: 21st December 2016

Reasonable rates, simple to apply, less of a dent on my credit rating.

I was worried about affecting my credit rating by applying to banks for a loan to consolidate credit cards. Not only did a Zopa loan alleviate this worry, it offered me a better interest rate than most banks. Setting up the loan was quick, easy and there was no penalty when I paid off the loan early. Overall - Excellent, no nonsense service. Reviewed on: 21st December 2016

Best, fast process and safe.

Best loan website, fast and efficient service. Low interest and good communication. Reviewed on: 21st December 2016

Great service

Excellent service. Quick and easy to deal with and would highly recommend to anyone. Reviewed on: 21st December 2016

good

interest rates are bit high, but easy to apply and good customer service Reviewed on: 21st December 2016

Quick, easy and helpful

I Needed a 2k loan for a car and the money was in my account within 2 days. Not only was it quick the interest rates are the lowest I could find. Thanks, Phil Reviewed on: 21st December 2016

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