Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

great customer servce & great loan products

easy access to all services & products great interest rates compared to other companies Reviewed on: 21st December 2016

Friendly, trustworthy service dealing with real people not bank drones

Dealing with Zopa is always easy, the staff are great and if one member doesnt know the answer, they have someone who does. People lending money to other people on trust and mutual benefit. No banks no hassle! Reviewed on: 21st December 2016

exceptional service

Always here to help .professionally thanks Reviewed on: 21st December 2016

Cheap , no hassle, quick

Zopa had the best rates for me and there's was no problems. Had the money in no time Reviewed on: 21st December 2016

Loan Review

Excellent quick service with a very good interest rate. Very quick decision and transfer of funds. Reviewed on: 21st December 2016

Zopa delivers

My first contact with Zopa was through taking out a loan at an excellent rate. I now lend through Zopa. As rates change, I am kept well informed via e-mail. When I had a query, I contacted Zopa via the website and was phoned back - at home - and my questions were fully answered. My experience is that Zopa delivers very good customer service. Reviewed on: 21st December 2016

Great lender

Easy and simple process. Would happily recommend to all Reviewed on: 21st December 2016

you are the best

quick, reliable and fair. easy to apply. Reviewed on: 21st December 2016

Quick, affordable and secure

Needed a small loan to buy a decent car rather than buying bangers every year. Zopa was amazing and easy to apply for. The return rate was brilliant. I've recommended Zopa many times. Reviewed on: 21st December 2016

Excellent

Online process: fast, no hassle, quick and all completed in a short time. Highly recommend this service provider. Reviewed on: 21st December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Panda Payday Loans (inactive company) 3.66 from 7 reviews
Bridging Loan
from Fincorp 0.00 from 0 reviews
Loans
from Darlington Credit Union 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub