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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Simple, fair and manageable

Really quick to setup . The rate and repayments are clear and fair. Money was with me the next day! Reviewed on: 19th December 2016

Manage your finances with ease

Twice I have used Zopa. So quick & easy to set up. Hassle free application. Online account to track your payment & balance. Already recommended to family who have loans too. Reviewed on: 19th December 2016

Easy, reliable and trustworthy any problems I've had since taking out my loan have been easy to sort out with zopa

I needed a loan to buy myself a new car as interest rates on buying a new car were rediculous and zopa helped me out and made this possible Reviewed on: 19th December 2016

Outstanding loan provider

From start to finish just amazing and simple to use thank you zopa Reviewed on: 19th December 2016

Best rates and simple to pay off

Would be better to be able to continue to make extra payments as 2 times is not very many. Reviewed on: 19th December 2016

Excellent Rates

Very quick and easy to apply for a loan. The interest rates are exceptional and as advertised which they weren't on several other sites i looked at. Reviewed on: 19th December 2016

Great help when you needed it the most!

Simple, clear and easy! Customer service is great, super fast, flexible and very easy! Reviewed on: 19th December 2016

Wouldn't hesitate to use service again! 5 star!!!

So impressed with the service receieved! Helped us out for a holiday of a lifetime & would always consider again if needed! Thank you xx Reviewed on: 19th December 2016

A very fast loan, experience, good staff, very friendly. Thanks a lot

One of the best I've ever had. Thanks to everyone. Reviewed on: 19th December 2016

Quick and easy setup

At the time of taking the loan they offered a competitive rate and a simple way to take a loan Reviewed on: 19th December 2016

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