Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa is a trustworthy and reliable lender.

My experience with Zopa is a very positive one. The company have been trustworthy, reliable and offer great rates to customers. There is regular communication from Zopa in terms of my loan repayments and I am kept up to date with their regular promotions and additional services. Very pleased with the service provided. Reviewed on: 21st December 2016

CAR LOAN

NO HASSLE,QUICK AND PAINLESS REQUEST FOR HELP WITH CAR PURCHASE,THANKS FOR A SPEEDY SERVICE. Reviewed on: 21st December 2016

Very competative

Quick and easy process for obtaining a loan at the best market rates with no early repayment penalties. Reviewed on: 21st December 2016

Easy setup and fair pricing

I had no problem getting the loan and the process was painless. Reviewed on: 21st December 2016

Easy to apply,cost effective,no hidden charges,very highly recommended!

Having researched the loan market, I found that Zopa ticked all the boxes for me. I needed a short term,largish loan which I was able to take out over three years,in order to keep the monthly payment affordable,but knowing I would be paying it back in full within months it was key to have a product which had no early redemption charges.The whole process was completely hassle free. Reviewed on: 21st December 2016

Glad I found Zooa

Came across Zopa when I was looking for a loan to buy a new car, I was very surprised by the low interest rate that I was given! I had been quoted higher interest rates by other more established companies. Have told all of my fiends and family about Zopa, many of which have signed up. Will definitely be using their services where possible. Reviewed on: 21st December 2016

Online

Very good and fast online loan. Rates, customer service and website as well good. Reviewed on: 21st December 2016

Total loan simplicity

I have no hesitation whatsoever recommending Zopa loans to friends and family. Application was straight forward, rate offered was very competitive and it took just a few day to receive the sum. There is even an option to fast track for just a small outlay. The website is very clear and use is simplicity itself. Great service, 10 out of 10. Reviewed on: 21st December 2016

Excellent service

I applied to Zopa for a personal loan because of their competitive rates but I would recommend them based on their service. Zopa made a decision in less than 24 hours. After that, I had options as to when I wanted the money in my account, and the date each month I wanted my payment to leave my account. I would always come back to Zopa as my first pot of call should I ever need a loan again. Reviewed on: 21st December 2016

A relatively simple application process.

I have had two loans fom Zopa and have now joined them as a lender. I found the process to be simple and was kept informed of the progress of my loans throughout. I would have no hesitation in recommending Zopa to anyone who requires a loan at reasonable interest rates. Reviewed on: 21st December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from 247Moneybox 3.64 from 65 reviews
Payday Loan
from JL Money 0.00 from 0 reviews
Personal loan
from OakbrookAdvance (formerly Finio Loans) 4.82 from 6805 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub