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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

CAR LOAN

NO HASSLE,QUICK AND PAINLESS REQUEST FOR HELP WITH CAR PURCHASE,THANKS FOR A SPEEDY SERVICE. Reviewed on: 21st December 2016

Very competative

Quick and easy process for obtaining a loan at the best market rates with no early repayment penalties. Reviewed on: 21st December 2016

Easy setup and fair pricing

I had no problem getting the loan and the process was painless. Reviewed on: 21st December 2016

Easy to apply,cost effective,no hidden charges,very highly recommended!

Having researched the loan market, I found that Zopa ticked all the boxes for me. I needed a short term,largish loan which I was able to take out over three years,in order to keep the monthly payment affordable,but knowing I would be paying it back in full within months it was key to have a product which had no early redemption charges.The whole process was completely hassle free. Reviewed on: 21st December 2016

Glad I found Zooa

Came across Zopa when I was looking for a loan to buy a new car, I was very surprised by the low interest rate that I was given! I had been quoted higher interest rates by other more established companies. Have told all of my fiends and family about Zopa, many of which have signed up. Will definitely be using their services where possible. Reviewed on: 21st December 2016

Online

Very good and fast online loan. Rates, customer service and website as well good. Reviewed on: 21st December 2016

Total loan simplicity

I have no hesitation whatsoever recommending Zopa loans to friends and family. Application was straight forward, rate offered was very competitive and it took just a few day to receive the sum. There is even an option to fast track for just a small outlay. The website is very clear and use is simplicity itself. Great service, 10 out of 10. Reviewed on: 21st December 2016

Excellent service

I applied to Zopa for a personal loan because of their competitive rates but I would recommend them based on their service. Zopa made a decision in less than 24 hours. After that, I had options as to when I wanted the money in my account, and the date each month I wanted my payment to leave my account. I would always come back to Zopa as my first pot of call should I ever need a loan again. Reviewed on: 21st December 2016

A relatively simple application process.

I have had two loans fom Zopa and have now joined them as a lender. I found the process to be simple and was kept informed of the progress of my loans throughout. I would have no hesitation in recommending Zopa to anyone who requires a loan at reasonable interest rates. Reviewed on: 21st December 2016

The No Hassle Loan Service

I applied for a loan and it was simplicity itself. Answer given very quickly and just no problems whatsoever. Was even able to make additional payments to pay off sooner - great! Reviewed on: 21st December 2016

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